VISA is considered the most influential credit card company on a global scale. It is constantly expanding and the number of customers who have a VISA-branded credit or debit card is constantly growing. According to the latest statistics, VISA holds approximately 70% of the marketplace for debit cards and 40% of the credit card market in the USA.
VISA definitely has a great contribution to the evolution of the contemporary banking products. It is associated with reliability, transparency, an incredible portfolio of products, fitting everyone’s lifestyle and last but not least, worldwide acceptance. The latter is critically important especially for people who travel a lot. Even if you go on the other side of the world, you will be able to pay for your purchases via your VISA card.
VISA is so widely popular that many people believe they have been providing banking solutions for quite some time. Actually, they have entered the credit card market relatively recently but the high quality of the products did them a huge favour and made them even more popular.
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A little known fact about VISA is that it neither issues cards nor determines the fees and limits customers have to adhere to. Actually VISA just provides bank institutions worldwide with their cards and each bank is free to set the terms and conditions that apply when a VISA-branded card is issued to a customer.
How it works
In order to obtain your VISA card you have to check which bank on the territory of your country issues VISA credit or debit cards. Unfortunately, you cannot purchase your card over the Internet, you will be required to visit the physical branch of the bank you would like to create an account with. Once you get your VISA card, you will be able to perform various transactions over the Internet, pay for goods and services, load funds into your e-wallet or fund your online casino account.
You will have to fill in an application form in order to apply for a card. Some banks have adopted the practice of issuing a temporary card which you can use until yours is delivered. It provides you with the same conveniences as the standard VISA card – you can buy tickets, pay for goods at various stores and take advantage of the flexibility it offers.
Your VISA is an essential component of your online payments as it allows you to link it to an e-wallet. The bank transfer is yet another convenient option that is widely preferred by VISA holders.
It is important to ask the bank clerk about all VISA product the bank offers. There are different types of cards that are intended to meet the needs of each and every customer, so you have to find the one that best fits your lifestyle.
Types of VISA Cards
Below, you will find a brief and yet, detailed description of the main VISA products, issued by banks around the world.
- Debit Cards. It is a well-known fact that VISA logo appears on more than half of the active debit cards in Europe and the USA. They are irreplaceable when it comes to making online and offline purchases. In case you activate your online banking, you will be able to keep track of your savings and spendings and have access to your balance at any time.
- Credit Cards. VISA-branded credit cards allow you to make purchases without actually having the money. Depending on your bank history, you are given a card with certain limit. You can use your credit card for purchasing goods and services online and offline and funding your casino account as well. At the end of the month, you receive a monthly statement and you are supposed to pay back the sum you have spent during the registered period. Failing to do that results in solid interest, which is considered a main disadvantage.
- Prepaid Cards. Many people are reluctant to disclose confidential information when it comes to completing transactions over the Internet. That is why VISA provides such customers with the chance to freely pay for various services without revealing any information. VISA prepaid cards give you a full control over your spendings and they basically keep the risk of overspending to the minimum. You can use them as a regular debit card wherever VISA is accepted. Find the prepaid card that best suits your needs and load the desired amount. You can do that in specialised stores or bank branches. Beware that some VISA prepaid cards have an expiration date. Most of them can be reloaded.
- VISA Prepaid Virtual Card. These cards are designed exclusively for online purchases. You do not have a plastic VISA card but a virtual account, which you can use as a payment method.
- Contactless VISA cards. VISA has recently expanded its portfolio with contactless credit/ debit cards. This type of cards saves you time and efforts as if you make a purchase that is below $25, you are not supposed to enter your PIN. More and more stores have POS devises designated especially for contactless cards.
- VISA cards for business owners. VISA has designed different account types for individual customers and business owners and gives them the opportunity to pick up that account, which best suits their need of financial flexibility.
Advantages of Being a VISA Holder
As mentioned above, VISA cards are designed to provide the flexibility and security every customer seeks. VISA products are so popular for a reason; they ensure fast and safe payments both online and offline as well as a number of options for topping up your casino account. Apart from that, customers also appreciate the following VISA functionalities:
- Deposits and withdrawals with VISA are instantly processed. In other words, if you would like to deposit funds to a preferred online casino, you will be able to indulge into your favourite game within a few minutes. As for withdrawals, they are instantly processed as well but all too often, you will be able to cash out your winnings in a couple of business days due to verification purposes.
- Another great feature of VISA cards is that fees are really sensible. Most online casinos do not charge a fee for using VISA as a deposit or withdrawal method.
- VISA products are easy to use, available worldwide and secure.
- VISA Gift Cards are the perfect present for a friend of yours.
- Many online and offline stores give a discount for using VISA.
Disadvantages
Since the top priority of VISA developers is providing each and every customer with products that match their individual banking needs, VISA can take pride in having fewer disadvantages as compared to the popular e-wallets or credit/ debit cards of other providers.
Many customers consider the risk of overspending a disadvantage but it is applicable to all credit cards, not only VISA-branded ones. Another disadvantage is that sometimes either the bank or the casino changes their fees policy and as a result, deposits and withdrawals become more expensive.
You might find yourself disappointed if you attempt to deposit or withdraw funds to VISA and your transaction is rejected. That is why you have to check in advance if the bank processes gambling-related transactions.
Security
VISA is known as the most widespread form of online and offline payment worldwide and as such, it takes serious safety measures with the aim of preventing any crimes such as misuse of one’s bank information, identity theft, etc. VISA guarantees that customers’ bank details are absolutely secure, no matter if you buy goods from the local supermarket or deposit funds to an online poker room. Needless to say, online casinos also do their best to adopt the best security practices as well.
Deposits to an Online Casino
VISA remains the most widely preferred method for deposits to an online casino although MasterCard and American Express are really tough competitors. For the time being, VISA is the indisputable leader as it allows both deposits and withdrawals, while the conditions for withdrawals to MasterCard are a bit complicated.
In order to deposit funds to a preferred online casino by using VISA, you have to follow the standard deposit procedure. You have to go to the cashier page and select your type of VISA from the list of available payment methods. Once the transaction is confirmed, your funds will be transferred to your casino account.
Withdrawals
VISA is one of the most convenient methods for withdrawing money but since security is of paramount priority, you have to go through verification procedures. Every withdrawal request is thoroughly reviewed and you have to keep an eye on the withdrawal limits that depend on the type of card you have. If you want to withdraw money from an e-wallet or casino site to your VISA, you have to follow the standard withdrawal procedure.
You are supposed to select VISA as a withdrawal method, determine the desired amount and confirm the transaction. Your funds should be in your account in a few days.
It is important to know that you can use your VISA at any ATM but withdrawal fees may apply.
VISA Deposit options for US players
Currently, online gambling is available in three US states – Delaware, Nevada and New Jersey. More and more states realize the benefits online gambling legalization would bring but the legislative matters are still in limbo.
Players based in the aforementioned states are provided with a great number of payment options including VISA cards. They can freely make deposits and request withdrawals.
VISA Deposit Options for Players from Canada, Australia and UK
Luckily, Canadian, Australian and UK players have many more gambling options to choose from as compared to what US-based players have. Many online casinos welcome players from those countries and VISA is a widespread deposit and withdrawal method.
Online Casinos Accepting VISA
Currently, VISA cards are used for purchasing goods and services over the Internet and in land-based stores. VISA-branded cards are such a popular payment solution because of the flexibility and convenient features they have. VISA cards are also accepted in some of the most prestigious online casinos that welcome international players.
Deposits and withdrawals to and from online casinos have never been easier. You can use not only credit or debit cards but also prepaid cards, which can be purchased from big chain stores. Here are five of the best online casinos that accept VISA:
Casino Cruise
Casino Cruise managed to become a successful one over a relatively short period of time. Launched in 2014, the casino can take pride in being among the leading online gambling venues. What makes it such a preferred place for playing casino games in digital format is that it is not powered by one provider only. On the contrary – you will find a vast array of slots and table games, courtesy of NetEnt, VIVO Gaming, Microgaming, Play’n’Go.
Casino Cruise welcomes international players and ensures their pleasant gaming experience. The attractive bonuses and jackpots are just two of the reasons for Casino Cruise popularity. If you want to get your piece of the rewards, you have to make an investment that will definitely pay back. You have to top up your casino account and VISA is one of the available payment options. Casino Cruise accepts all kinds of VISA, including debit, credit and VISA electron.
No matter what type of card you have, you will have to adhere to the same deposit limits.
You can deposit no less than €10 and no more than €5000. You owe no fees to Casino Cruise for depositing via VISA but your bank might charge you.
Royal Panda
Royal Panda is heaven for every passionate player who is a fan of remote gambling activities. The casino itself is powered by leading software developers and the combination of high quality games, incredible graphics, user-friendly interface, live dealer casino and attractive bonuses make Royal Panda definitely worthy of checking.
In order to gain access to the fantastic games and get your part of the prize pools, you have to create an account and top it up. You will be given a generous first deposit bonus as well. In case you have decided to fund your account via VISA, there are a few details worthy of mentioning. Royal Panda casino accepts all kinds of VISA cards – prepaid, credit, debit cards.
They all allow you to make a deposit ranging between $/€10 and €/$1,500. No fees are deducted from Royal Panda’s side but your bank might charge you for the transaction.
Betway
Betway has been operating for quite some time and it is powered by one of the trusted names on the global gambling scene – Microgaming. Betway provides players with exclusive features, bonuses, high RTP, and last but not least a live dealer casino where table games and their most common variations can be played in real time. You are given access to the great collection of slot and table games from your mobile phone as well.
You can play from any location but for that purpose, you have to fund your casino account first. If your preferred payment solution is VISA, you should not expect any issues when it comes to deposits and withdrawals.
All types of VISA are accepted and the best of all is that you are not supposed to adhere to maximum deposit limits.
You can deposit as much as you want but the minimum deposit cannot be under €10 or the equivalent in your currency. Betway Casino itself does not charge fees for deposits and withdrawals but your transaction might still be a subject to a fee imposed by your bank.
Eurogrand
Although EuroGrand is a relatively small casino, it is still widely preferred by players who never compromise with the quality of their online gambling session. Eurogrand is powered by Playtech, which means players can rely on slots and table games of incredible quality, attractive bonuses and massive jackpots that are frequently hit. You cannot access the full range of functionalities offered by Eurogrand casino unless you make a deposit. You can easily fund your Eurogrand account if you are a VISA-branded card owner. Currently, Eurogrand supports all VISA types – credit, debit and prepaid ones. You will also be granted a 10% bonus for using VISA as a deposit option.
Your deposit can be in one of the following currencies: USD, CAD, EUR, CHF, SEK, DKK, GBP, EUR, AUD. The first deposit and withdrawal transactions are going to take some more time as you have to fill in the required information. You might also be asked to provide an ID for verification purposes. Once the information needed is filled, your future transactions will be processed in a time-saving manner.
Eurogrand casino is a part of William Hill group, which is another indication of the excellent gambling experience you are going to have.
It is important to know that the transactions made via your VISA card usually appear on the bank statements as WH online.
32Red
32Red is among the most prestigious Microgaming-powered online casinos that provide a great choice of high quality classic and modern casino games. 32Red has built reputation as one of the most reliable online casinos and it values its new and regular customers alike. Those who have just created an account are awarded a generous first deposit bonus, while loyal players are included in a Comp Point Program.
If you prefer to make deposits and withdrawals via VISA, you should be aware that 32Red accepts all kinds of VISA-branded cards and no fees are imposed by the casino.
The minimum deposit and withdrawal amount you can request is €10 or the equivalent in another currency. There is no maximum limit.
