Visa is an American corporation that delivers financial services throughout the world. It enables electronic money transactions by means of debit or credit cards. The company is situated in Foster City, California.
How it works
The main activity of Visa is not issuing cards. It provides financial institutions with payment products offered by Visa. Then said institutions use the products to offer cash-access, prepaid, debit and credit programs to clients.
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Specifications
You can use Visa to shop, travel and manage your finances.
Visa does not hold any financial details about you. Only the financial institution that issued your Visa card has access to your personal information. Thus, should you have any problems, you should contact the card issuer.
Creating account / purchasing card
Visa itself does not issue cards. If you want to get one, you need to contact financial institutions that cooperate with Visa. On the official website of Visa you can find a section with card issuers that will help you choose the one that is closer to where you live.
Depending on the financial institution you choose to make a visa card, there will be a number of steps to be made. Ask your would-be card issuer about these steps and any information you would like to know.
Making a payment with Visa
Contact your financial institution for more information on how to make money transfers with Visa.
Upon making a transaction you will be asked to approve or decline the said transaction. This process is called authorization. It is done to ensure a safe money transfer and to avoid fraud.
The easiest way to pay with Visa is to visit the website of the Visa issuer and to make the payment directly from your account. You will be asked to enter a few personal details that you provided to the website upon registering. You also have the opportunity to pay using different payments options. For example, you can use PayPal. Anyway, you should be able to pay using your website account. When you click the Submit button, you can verify that the transaction has been made. Then you will normally see an electronic receipt, holding a confirmation number. You are strongly recommended to print out the receipt as it will verify that a transfer was made and received.
Withdrawing money with Visa
If you want to withdraw money from your Visa card, just go to any ATM that supports Visa and withdraw money the way you usually do using your debit or credit card. You will be asked to enter a PIN code. You should have been given your PIN code upon receiving your Visa card from the bank.
Advantages of using Visa
- It’s easy, convenient and secure.
- Visa services are available worldwide.
- You can shop safely.
- You can give special Visa Gift Cards to your friends and relatives.
- Visa offers discounts and other benefits.
- You can pay your bills using Visa.
