Skrill or Moneybookers is an e-commerce business that offers people a safe and easy way to transfer money on line, keeping your financial details preserved. It is regulated by the United Kingdom Financial Conduct Autthority (FCA) and it allows the faster sending and receiving of payments in currencies and it supports major credit and debit cards.
How it works
Skrill represents a technically advanced system through which the protection of the money is ensured. It offers you the possibility to send and receive money via email. The system is simple and easy to use – you must create and account and then you are ready to benefit from the services. You need to fund your account, and then you can send money to anyone via your email.
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Specifications
One important thing to know is that Skrill does not accept cash deposits and does not work Western Union or Moneygram. Another thing is that Moneybookers work for every country except from Nigeria, North Korea, Cuba Iran, Sudanm Myanmar, and Afghanistan. You have to keep this in mind if you are a citizen of these countries or if you want to use Skrill , while you are temporarily there. Using Skrill is not free, however you should check out on the website because in fact there are some of the services which are free of cost. It is essential to know that once the first transaction of money is made in a definite currency, later you couldn’t change the accounts currency.
Creating account / purchasing card
To open an account with Skrill you have to register a valid email address alongside with some other personal information on the company’s website.
If you complete the Identity verification that will give you additional advantages, for instance, you could send and receive higher-value payments. The identification of the account comes with the email address, associated with it, because the sending of the money is made through email.
You can purchase a prepaid card, which is connected with your account, however it has to be in one of the following currencies : USD, EUR, PLN or GBR.
Making a payment with Skrill
Once having an account in Moneybookers making a payment is not such a big deal. Your Skrill account must be funded via bank transfer. Then you will be given a customer ID, which you will have to enter in the reference field. After that when the money is already available on your bank account it is time for making payments just with a single email address.
Withdrawing money with Skrill
You have several options when withdrawing money with Skrill. You can either withdraw money via your Skrill card instantly at ATM locations or you can make it as a bank wire withdrawal. However the second option may take 2-5 business days until you have the money. As far as Visa withdrawing is concerned this may take more time – usually up to 7 days.
Advantages of using Skrill
One thing that attracts customers to use Skrill is the fact that it is secure payment system and you don’t need to expose additional information about your credit and debit cards. Secondly you can do this in a fast way, which allows you to make your payments in real time. Another thing to benefit is the significantly lower costs of paying for using Skrill. You can send money to your family and friends to almost every place in the world without worrying of the amount of additional taxes.
