Visa is probably one of the most popular ways of electronic payments known all over the world. It is a preferable option for millions of people as a great part of bank debit cards are issued by Visa. It turns out to be a favorite solution for on line shopping. As an American multinational corporation it has its brands in almost every country.
How it works
The best part is that you can benefit from your Visa simply by possessing a valid debit card. You can easily get your favorite goods via this cashless payments. Whether in supermarket or in the airport you can quickly buy and pay for whatever you want just by inserting the card to the POS terminal and writing the card code on it. Everyone is already well familiar with this procedure. Apart from this you can use your Visa for purchasing on line, after giving your card bank account. Easy and flexible.
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Specifications
An important moment of the latest services that Visa proposes is the Visa contactless payments suitable fore everyday needs. If there is a contactless symbol on your card you are free to use it in every place designated with this type of symbol. Such are The Cooperative Food, Costa Coffee, London Buses, McDonalds, M&S Food and Starbucks and many others. You can pay for anything that is up to £20.
Creating an account \ purchasing a card
For the customers Visa is offers the following types of cards :
- Debit cards – they appear to be more than 70 % of all Visa branded cards across Europe. They ease the access of money and are almost inseparable part of our daily routine.
- Credit cards – thanks to these cards the customers could feel the flexibility of getting what they want, whenever they want.
- Visa prepaid card is a card with a set amount of money in it . These cards are not linked to a bank account and they exist in different types so ,convenient for all ages.
- Visa prepaid virtual card is a card specifically used in Internet . Actually you don’t have a card just a specific card account with the details needed to purchase on line.
In order to apply for your Visa card , you should first check the banks in your country that support this type of service. They tend to be different for every country.
Making a payment with Visa
Making a payment with Visa is not something unusual today- and it is used in almost every sphere of our life. Whether for buying your favorite boots on the on line market or for paying the tickets needed – taking the advantages of this payment method could be done in almost every place.
Withdrawing money with Visa
Withdrawing money with Visa is possible but you must first verify how much cash you can withdraw. That strongly depends on your card and the limit established to it. All you need is to insert your credit card at a ATM with a Visa logo. Then you must write your PIN number and the amount of money needed. Keep in mind that you may be charged an additional fee for this service.
Advantages of using Visa
One of the Visa’s greatest advantages is that it could be directly connected to your debit or credit card so that it could be used whenever the person wants. It is not necessary to create an account or to take into account some other details. You are immediately given the option to purchase in the fastest way with a security at every level.