Paysafecard offers prepaid payment codes and account-based services. These are different products, so the conditions for paying with a code should not be confused with account payouts, refunds or a prepaid Mastercard.
How prepaid codes work
The official product guide explains the 16-digit prepaid code and Paysafecard account. Eligible users can add codes to an account balance. Do not assume that every merchant lets you combine several codes directly at checkout.
Availability, denominations, currency and limits depend on the country and product. Before purchasing a code, confirm that the intended merchant accepts it for your location and account. A listing on this page is not confirmation of current acceptance.
Accounts and identity checks
Prepaid does not mean anonymous. Account registration requires personal details and identity checks may be required. The casino can also request verification. Confirm the account requirements before purchasing a code rather than assuming that a PIN alone will be sufficient.
Purchasing and checking a balance
Use the official Paysafecard website for authorised sales outlets or supported online purchase options in your country. Retain the receipt and keep the code private. Do not send a PIN to someone claiming to arrange a refund or unlock a payment.
Use the official balance-check service or your account to review remaining credit. A payment described as fast can still be delayed by verification or a merchant’s processing checks.
Fees and limits
Choose your country on the official fees and limits page. Check charges for retaining unused credit, refunds and currency conversion, as well as separate account-service conditions. A payment without a transaction charge does not mean every associated service is free.
Check both the provider’s limits and the casino’s minimum or maximum deposit. They may differ. Buying additional codes does not remove identity checks or other account restrictions.
Payouts and refunds
A casino withdrawal cannot simply be assumed to return to the prepaid PIN used for a deposit. Eligible account payouts are distinct from prepaid-code payments, and the merchant must support the payout route. Paysafecard’s refund and payout guidance explains the separate options.
Before depositing, ask the casino which withdrawal method it will use and what documents, processing times and charges apply. A provider refund of unused credit and a withdrawal of a casino balance are different requests.
Security and product distinctions
A prepaid code can avoid entering card details for that payment, but it does not guarantee anonymity or eliminate fraud. Protect the code and account credentials, and use official support if a payment or balance is unfamiliar.
The retirement of the Paysafecard prepaid Mastercard is separate from the prepaid-code service. Check the official card notice for existing-card conditions; do not interpret it as the closure of all Paysafecard products.
Before using a listed casino
Confirm the exact product accepted, country eligibility, identity checks, fees and payout route. A familiar Paysafecard logo does not answer all of these questions.
No local casino listings: no eligible casinos are currently listed for this payment method in your country or state. Worldwide examples and alternatives are shown separately below.
Paysafecard for slots, blackjack and roulette
Before buying prepaid credit for a game, confirm that the casino accepts the product for your account and explain how you intend to withdraw. Returning unused prepaid credit and receiving casino winnings are separate requests; winnings are not loaded onto a spent voucher PIN.
Check the game’s minimum stake and any bonus exclusions or wagering contribution. Do not treat a three-times-deposit wagering condition in an old guide as a general Paysafecard rule. The operator’s withdrawal terms and any separate bonus conditions must be checked directly. A prepaid payment does not change the odds or remove identity checks.
Paysafecard for live dealer and Microgaming games
Check the casino cashier before buying a prepaid code for a live dealer table or a Microgaming game. Game availability does not establish payment acceptance. Confirm the withdrawal route and identity requirements before depositing; the original voucher PIN is not a destination for casino winnings. A table’s minimum stake and any promotion’s game restrictions are separate from the payment minimum. The product distinctions and payout guidance above apply regardless of which studio supplies the game.
Paysafecard checks for UK players
For gambling in Great Britain, check the exact casino website and licence in the Gambling Commission register. Our UK guide explains the wider rules and the different position in Northern Ireland.
Use the UK fees and limits schedule for the exact product. Prepaid-code payment limits and account payout limits are different. The schedule also separates residual-code service charges, account inactivity charges, refunds and currency conversion. Do not assume that buying several vouchers removes a payment limit or that all associated services are free.
Before buying credit, confirm whether the casino requires a Paysafecard account and how it will pay withdrawals. An eligible account payout is different from a payment made with a prepaid PIN or a refund of unused credit. Check the merchant’s support, account verification and payout limits. The provider’s code and account services should not be confused with its separate prepaid-card product.
Paysafecard checks for Canadian players
Check the operator’s eligibility for your province before considering a payment method. For Ontario, consult iGaming Ontario’s regulated website directory and check the exact domain. Our Canada guide explains the wider provincial differences. A payment logo does not establish that a casino is authorised for your location.
Use Paysafecard’s Canadian fees and limits page and the official Canadian sales-outlet information before buying prepaid credit. Confirm the currency, denomination and exact product accepted by the casino. A provider’s general presence in Canada does not establish that a particular casino supports it in your province.
Prepaid PIN payments, account services and refunds are distinct. Confirm whether your payment requires an account and identity checks; do not rely on older claims that no registration or approval is needed. Check the available withdrawal route before depositing: winnings cannot be loaded back onto a spent voucher PIN, and account payouts require separate country and merchant support.
Compare provider charges, conversion costs and casino fees rather than assuming that every transaction is free. Keep the receipt and code private. Old lists of casinos and fixed deposit claims are not confirmation of present acceptance; check the exact regional cashier and operator terms.
FAQs
What Is a PaySafeCard?
PaysafeCard is a prepaid payment product using a 16-digit code; eligible users can also hold codes in an account balance. It is not a guarantee of anonymity, and account and merchant verification requirements can apply.
Are there different types of service?
PaysafeCard prepaid codes, its account balance and PaysafeWallet are distinct products with different availability, limits and fees. The UK prepaid Mastercard product is being phased out; existing cards remain usable until expiry under the official retirement notice. This does not mean PaysafeCard vouchers have closed.
Is it any safe?
A prepaid PIN does not guarantee safety or anonymity. Keep the code private, use the intended merchant checkout and follow verification requests only through official account channels. PaysafeCard accounts can require personal details and identity checks.
Where can you purchase one?
Usually in numerous different retail sales outlets, small stores, and kiosks.
Do they have an app?
Yes, they do, and it helps you find and direct you to the nearest sales outlet if you need to purchase a card, check the current balance, or make purchases.
Is it really as anonymous as they claim?
PaysafeCard should not be presented as an anonymous way to gamble. Account registration involves personal details and verification may be required. A prepaid code does not remove a casino’s identity checks. See the account requirements.
Does it involve any fees when placing a deposit?
Do not assume every casino deposit is entirely free. Currency conversion, account or voucher service charges, and some top-up routes can involve fees. Check the merchant’s charges as well as the country-specific PaysafeCard fee guidance.
Do you have to wait for your account balance to get topped up?
Do not assume every payment will credit immediately. Check the merchant’s displayed processing time and transaction status. Security or identity checks can delay access; do not send a duplicate payment simply because the balance has not updated.
Is there any personal info you need to share with an online casino when using PaySafeCard?
Using a prepaid code does not exempt you from the casino’s account or identity checks. PaysafeCard accounts also require personal details and may require verification. See PaysafeCard’s registration requirements.
Can you combine more codes to create larger overall deposits?
The earlier blanket “no” was misleading. An eligible PaysafeCard account can hold prepaid codes in one balance, subject to applicable limits. This does not guarantee that several PINs can be entered into any casino checkout. See PaysafeCard’s account explanation.
Can you make withdrawals by using PaySafeCard?
A prepaid PIN is not the same as an account payout facility. Participating merchants may offer payouts to an eligible PaysafeCard account, subject to their rules and your country. See PaysafeCard’s payout and refund guidance; confirm the casino’s withdrawal options separately.
Can I give a Paysafecard PIN to someone offering to deposit for me?
Keep the PIN private and use only the official redemption flow. A person who obtains a usable code may be able to spend its value. Neither a social-media profile nor a claimed casino-support role is a reason to hand over a voucher code.
Which Paysafecard purchase records should I keep?
Keep the receipt, purchase date, denomination and seller details until any payment or balance query is resolved. Store the code privately. When contacting support, start with a receipt or transaction reference and follow the provider’s secure process; do not publish a usable voucher code in a forum or review.
Can I assume my entire Paysafecard balance was used by one deposit?
No. Check the provider’s official balance or transaction service, where available, and compare it with the amount credited by the casino. Do not infer the remaining balance from the original voucher value alone. Ask support about any difference before attempting to reuse the code.
What if a Paysafecard code is rejected after purchase?
Check that the cashier supports the exact product, currency and region shown on the voucher. A typing error, previous redemption or product restriction may need different handling. Keep the receipt and contact the official provider or retailer; buying another code will not explain why the first failed.
Does buying Paysafecard commit me to depositing it at a casino?
No. Buying a voucher and authorising a casino payment are separate decisions. Check the product’s redemption and refund terms, and confirm acceptance before purchase. If you decide not to gamble, use the provider’s official information about any permitted alternatives; a cash refund should not be assumed.
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Full payment guide →Counts cover published reviews worldwide. Local matches use country and state restrictions. Worldwide examples are not local availability recommendations. When no worldwide reviews exist, related payment alternatives are shown. Check availability, fees and terms with the casino.
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Ive had multiple issues using paysafe, my funds have gone missing and comms between the casino and paysafe have been difficult to retreive the funds when either of the two will take accountability nor converse together directly its been stressful
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In the past I would say it has been the best method everywehre it was easy to buy them everyhwere for example at the gas station or at a supermarket. Nowadays I think this mehtod isnt accepted in the most of casinos anymore. Buts its very good for people who dont want to spend money with theire bank account.
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II tried to use a 16-digit Paysafecard code worth of $10 to play at Grande Vegas Casino, however I can see a message the code is not authorized to used in this shop or commerce. The problem is I obtained the code from a webpage from Peru. For this reason, I can see no all codes are valid for all the websites. Therefore, be careful!
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One of the only ways other than interac, or etransfer I've been able to use that wasn't a giant hassle to set up. Really easy to get one, I have an app and they quickly send the code. Then to deposit all you have to do is enter than code. I've never had a problem.
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PaysafeCard is great when I want to keep gambling separate from my main bank account. I just buy a voucher, redeem it at the casino, and that's it. The only limitation is that withdrawals aren't always possible back to Paysafe, so I usually combine it with another method.
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Paysafe seems to be a good way to deposit via a prepay voucher, although I find alot less casinos now offering paysafe and only skrill which I tend to deposit my paysafe onto....and this causes the issue of the high fee taken from the paysafe, .I haven't yet won or withdrawn with a paysafe deposit so cant yet comment but persum it would deposit to skril or bank account. I do like the fact that paysafe is pre paid then used rather than straight from my bank card or accounts.
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Ahh yes. The coveted Paysafe card, The necessary walk of shame when walking into a gas station at 2am only to buy one of these while pretending it's for your serious adult online purchases when in reality both you and the lady behind the counter know you're just gonna burn it in a sh*tty slot the moment you step out of the store.
Anyways, then one random paysafe you buy will get your account permanently locked because paysafe will retroactively and arbitrarily decide it was "not your's" and unless you can cough up the 2 day old tiny piece of paper that you throw away every time immediately after using the code.
I didn't realize it at the time, but getting banned by paysafe was a good thing!
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I find this option convenient to fund your casino account but please be aware of certain country restrictions as certain functions are only available to a list of countries. One downside is the very high transactional fees but it's a fast and efficient way to start playing almost instantly at casinos that offer this banking method. Also not offered at alot of online casinos but you will have a pleasant experience with deposits and withdrawals at casinos that do offer this method.
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Paysafe isn't a bad method to deposit. However there are fees when purchasing vouchers, and you must be careful when selecting the currency of the voucher. Paysafe vouchers can be purchased online which is nice.
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I’ve used Paysafecard for casino deposits, and it works fine but has some clear downsides. Deposits are easy and usually instant, which is good if I want to start playing quickly. However, in Sweden I can’t really use cash to buy it anymore, since I have to pay with a card when purchasing the voucher. That removes a lot of the privacy benefit that Paysafecard is known for.
Another limitation is that I can’t use it for withdrawals, so I always need a different method to cash out. This makes it less convenient compared to options that handle both deposits and withdrawals. There can also be small fees depending on how it’s used. Overall, it’s simple and safe for deposits, but not the most flexible or private option for me.
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Paysafecard great with deposits its online worldwide you can buy in the shop very handy
Also cool to deposit money on it just type the nummer and the deposit is made very good a good 5 rating for paysafecard
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Been a good while since ever having to use paysafe. — but when I was left with only that option during my time at bet365 and betway, it was pretty much seamless and never had issue except for one actually. For whatever reason 1 year or 2 later bet365 clsimed one of my paysafe transactions was reversed. — never provided me the date or code & I never found any trace of a bounce in my email from paysafe.
Not to mention 12* months later. —- never going to pay that, and considering a a bet365 issue rather than paysafe.
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Was positive surprised about the fast tranfers I made a whole lot of times in different purchases, i bought the cards by calling a phonenummer and the amount was payed together with my phonebill, It took a little research, I found a for my acceptable fee of circa 12% also nice if you paid a almost 80% fee, without sharing names, because the conditions in both purchases where transparend and the delivery very professional and fair, one time I hang up, and they kept track of the allready paid amount and called minutes, thats straighd up keeping promises,
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Paysafe card is easy and simple and anonymous but there are few issues you cant get your money back to psc there was just one site I played in my life that offered it and it was bgo.com
So your payout will likely go back to your bank account unfortunately
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Paysafe is a good simple way to credit your casino accounts, without leaving your bank statement in a mess with casino transactions. A paper voucher feom the gas station, or now on the mypaysafecard app, so you dont have to leave the couch to get a paysafe. Only downside is you cannot withdraw to your paysafe account on the app.
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If you haven't got online money , paysafecard can help , you can buy paysafecard in different shops and you can directly deposit to any gambling site or you can top-up e.g. your Neteller account and send anywhere. The main disadvantage is a bit pricy and you have to register a paysafe account, but if there is no other option it will work.
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Paysafe has always been a really nice and handy way of depositing funds , the only struggle in the beginning was the withdrawal and all that but that hasnt ever really messed anything up for me personally so i can only keep it 100 and here we are 5 star method
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Paysafecard is a secure and convenient payment option. No bank details are needed, payments are fast, widely accepted online, and offer strong privacy. Ideal for safe and easy digital purchases worldwide.
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A pair safe card is a great option if you are not able to for some reason, use another card or use crypto. I find the Fee is actually quite high unfortunately and so I’ve never really been a fan of this method unless I absolutely have to, which is rare. There’s a lot of ways to get your money into the casinos that are not that pricey.
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Paysafecard gives the gamblers that have issues with the gambling, an opportunity to actually hide the gambling from the people that are around and keeping an eye on the gamblers economy, this because u can buy the card in stores, and recive an coupon code to activate in youre secret account, and after that make youre deposit without anyone noticing it in youre financials
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Paysafecard is an excellent payment method for players, as the cards can be purchased practically everywhere and are widely accepted in online casinos. However, it's important to remember that withdrawals are only possible with a paysafecard account.
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Paysafecard is very easy to use and fast but some casinos may prevent you from receiving a deposit bonus when using Paysafecard as a payment method. Paysafecard offer also Mastercard depit card (prepaid card). Good payment method but it is shame that whitdrawal is not possible.
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no problems after more then 5 years i can say there the best payment method ever
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I found this deposit method to be the most efficient up until the moment It was a must that I log in to a registered paysafe account to deposit my paysafe voucher It was an obstacle deemed unnecessary and made a simple task an obstacle and exhausting experience when in comparison to some casinos I regularly deposit with wasn't mandatory to login to enter the pay safe, where as others were. It made me strategic about where I spend it and limited which bonuses I could claim. Least enjoyable. Please revert back to no mandatory account to deposit a code I got from the shop on a paper.
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Paysafe was my first payment method by pin/paper etc. I had no idea how any of it worked. I was gifted it by a friend, loaded it up with ease. Instructions are clear but somehow I still got turned around. $40 top up ended up with 2 separate deposits of $20. Not what I wanted but still worked. Was credited in my account instantly too
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Paysayfecard ia good option if you dont like to use your credit card or bank account. Just buy paysayfecard code andd deposit. They closed my Mypaysayfecard account without reason after ten years. Customer support really difficult to reach and had to wait my 100€ refund weeks. If you dont have problems all is fine, but when you have problems you have to be very active.
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Paysafecard is quite useful for my country, if you have only cash, there are cash terminals where you can deposit directly into paysafecard. The only issue is that you cannot withdraw through it
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I love Paysafecard because you can pay without your online banking Account. You can also take an IBAN account with virtual and physical mastercard for transactions or payments.
The only bad thing is, there are not many casinos who use that method and then you cant payout over them.
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I actually Like this payment method because you get a paysafe card at any time till day and night so it makes you very flexible. Also with the new debit card from Paysafe you can swap your Paysafe Balance to real Money.
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I think paysafe is a good addition to all the other possible currencies. You can buy it at any time and tranfer it to your bankingaccount so it makes everyything more flexible. Ofc the fees are pretty high but as an addition i think its usefull.
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Paysafe use too be nice and easy too use. U could just buy a voucher and simply apply the code and deposit would be instant. Now days you gotta sign up too an account and deposit limits came into effect. Not too mention the most you can deposit is $100 at a time
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After many years being a leader in vouchers gift cards and as a deposit method, id like to think by now improvements had been made in the customer service sector, the wait is too long, the bots are repetitive and off the mark
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This used to be a very popular method, but in SA in particular, other e-vouchers and cards have taken over instead. I've also noticed it popping up less and less as a payment option in general. Also fluctuations in fees from casino to casino, found that very annoying! Other than the above, it's safe, reliable, quick and completely bypasses generating any banking trails for those wishing to game anonymously.
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How many paysafecard coupons have I bought in my life, I'm curious myself:) once the only way to deposit money into gambling in Poland. Now it has developed a lot, becoming a full-fledged online wallet with a debit card. It's great, but I miss some bonuses for regulars:)
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Paysafe voucher code is a so many digit voucher you can purchase from gas station or store, theres an app that shows which stores sell them, or you can buy themnonline, you can have an accojnt aswell, mind that it is related to skrill and neteller
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I have use paysafecard several times and I have nothing bad to say because it has always work for me as it should. Still this is not my regular payment option I prefer use skrill.
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this payment method is the most reliable for me, instant deposits with which there is never any problem, I use this payment method daily, I can only recommend it to anyone who wants to deposit safely and quickly in casinos, moreover, almost all casinos accept this method
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Paying online with PaysafeCard is safe and secure . You don't have to provide any personal details, bank details or credit card information and you can pay as easily as with cash. However, always keep your PaysafeCard codes safe and remember our tips for safe online payments. This will protect you from unpleasant surprises.
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I really like this method of transactions for its simplicity and reliability. However, one thing I dislike is the occasional fees applied by some casinos. For example, 5% of the deposit might go directly to the casino, though thankfully, not all casinos do this. Despite this, I truly enjoy how PSC operates within the online gambling sphere, offering a convenient and secure way to manage deposits and withdrawals. Its ease of use and widespread acceptance make it a top choice for me, even with the occasional drawbacks.
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Why I like paysafe card when they dont offer services to my region I mean Asian countries.
I also noticed that 5 pound monthly fee if it is not used within months why? It means they are forcing the user to use this card and not other. It is dictatorship.
Anyway Paysafe card has also advantages too. Easily useable in casinos like Visa and Master cards.
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For me, it is the best deposit option. I usually go easily on a casino if it has this deposit option. I can buy the voucher directly on my bank account, which makes it very easy and i have no fees comparing to skrill, neteller or other crypto deposit options. The only annoying thing is that some casinos ask a proof of deposit and sometimes i feel like they do not know how it actually works lol.
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Before neosurf, paysafecard was the most popular way to deposit at online casinos without having to use your own bank account. Paysafecard has since been acquired by shrill and they are no longer permitted by the Australian government to be used as a payment for gambling. If you have a paysafecard you can go to sites like paxful and buy bitcoins using the voucher or redeem the voucher at skill if you have an account with them
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It used to be a popular payment method. But that has changed since kad you can no longer pay anonymously with a code from a printout. You just have to log in and top up your paysafecard account first and only then make the payment
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I used to use Playsafe quite a lot but with all the rules and regulations changing a lot of places won’t accept them any more from where I am which is a shame because it’s easy to just buy a voucher and enter that pin number without having to risk putting your banking details online. Neosurf is a good alternative
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Last link of paysafe ltds options. With this you can buy paysafecards with cash and use it anywhere you like. Pretty widely accepted. Only thing minus is that it offers no way to withdraw the moneys.
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I use paysafecard a lot. I play after buying the code, so no bank card is needed.
It would be nice to be able to make a withdrawal, but this is currently not possible.
You must have an account or electronic wallet in the casino with which you have already paid in order to be able to withdraw your winnings after using the paysafecard.
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PaySafecard has been there since ages now, and I keep on enlighten myself with traffic'in euro's into the circuit that way. Even when several things changed and privacy around it vanished, it;s a product that is at hand in many places. When having reasons to go around with, a good way to go. Probably alot said goodbye for divergent reasons like fee & transfer to others. I think it's still a easy going way to go around with.
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I just registered me a account I haven't used it before however if it's anything like neosurf then awesome I also purchased from the store a PaySafeCard Cash $20 so once I receive that I'll give more feedback on how I go!
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Seamless and issue free payment method. Only complaint at all is had to leave the house :-)
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So if I brought a paysafe vouters in Australia it can not be used for online pokies is that correct
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Used to love Paysafe until Australia decided to ban them. A heads up with some warning for this happening would of been great. I bought a $50 voucher, came home to deposit onto one of my fave casinos, to then find out they are no longer valid for use in Australia. The only way to get money was to transfer to my Neteller account and out of that $50 i ended up with $11 after all the disgusting fees. Not happy.
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Well i didnt know u couldnt use in australia so how can i get my money back as they shouldnt be allowed to sell it here then
In reply to Ian
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Dear Ian,
Thank you for your comment.
Paysafe is accepted in most of the online casinos.
However, some country restrictions apply like the USA.
Best regards,
CND Team
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Wich casino can i use paysafe?
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biggest money taking scammers ever I say,iv had about 6 paysafe cardss at different times that have all not worked . out off about 40!! That's not reliable enough conceding
In reply to Maddy
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Dear Maddy,
Most of the casino websites accept PaySafeCard.
However, it paysafe is not supported in some countries like Australia and Canada for example.
Best regards,
CND Team
In reply to Chau
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Dear Chau,
As for now paysafe, Neteller, and Skrill are not available for gambling to AU residents.
However, you can refer to NeoSurf if you look for alternative prepaid card.
Best regards,
CND Team
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What websites accept paysafeCards? Or where can I found this information out?
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Since in Australia no longer allows to use paysafe on online casino anymore, even though when i search for casino with paysafe availabile but once in the deposit page the method wont be listed for us. Is there any casino which can bypass this to allow us to continue to deposit with paysafe? I recently saw one where i have to logi wjth Skrills or Neteller inorder to deposit with paysafe, but cant seem to remember or able to find which casino it was. Do you know of any?
If not then what can I do with the AUD$83 thats currently in my paysafe account? Is there any way i can take out the funds? That might be the preferred choice I preffered.
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Ever since Skrill shut us down a few years ago, it allowed me to search for an effective alternative to make deposits. Paysafecard is one of them! Good news is that most casinos accept them however the bad news are the set amounts.......$10 to $30, most of the casinos require $20 minimums so it leaves me to buy the $30 at least plus the common fees for each purchase! Paysafecard and Entropay are two of my favorites to deposit along with Interac Debit should casinos have them (LeoVegas and Astralbet)!
In reply to Troy
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Hello Troy,
Thank you for your comment.
PaySafeCard is a great deposit method, which, however, is not available to withdraw.
Most of the casinos allow bank transfer withdrawal if you deposit with PaySafeCard.
Please let us know if we can assist further.
Best regards,
CND Team
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If I have a win? How do I withdraw
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Withdraw to Paysafe account?
Is it possible? Have never seen it as a withdrawal method at any casino I play at.
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in canada , paysafecard is the clean and fast deposti method ... i can buy them at only one store nearby my location i am far far far aways town in the back nord-est of quebec,canada so i am pretty happy to get this here !!!!!
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Brought a pay safe card and didnt recieve my funds rang the support team and didnt get no where i wouldnt use this payment method again.......
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In the same way that depositing with Paysafecard allows you to play slots , you can also hit the live casino games with your deposit cash or bonus funds. Just deposit with Paysafecard and the online casino will allow you bet with your bankroll on any game of your choice!
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I have an account with them, but have never used them and not too sure how! Are they US Deposit friendly? Can you withdraw within the USA with this option?
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great for deposits still havent made withdrawel with it. lol
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Bought 2 vouchers but when i got home all the papers turned black on me and cant see login numbers
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I have no problems with my payments, thanks to PaySafeCard. I consider this the most reliable payment method and I plan to use it in the future as well. I'm not worried at all because in case of a problem, PaySafeCard's polite customer service operators will fix it right away.
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I waited for ages to get the confirmation email after the account was set up. I really hate waiting. But when I finally got the confirmation email, which basically served to approve my account, everything went back to normal. I like paying with PaySafeCard because it's much safer than other payment methods, especially the part where you are not required to have a bank account.