High Limit Baccarat

High Limit Baccarat

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Rating: 4.76 out of 274 votes

High Limit BaccaratHigh Limit Baccarat is an interesting version of classic baccarat and it was designed by leading casino software developer Microgaming. It is played with 8 standard decks of cards and as its name suggests, it allows for higher bets to be placed, so it is perfectly suited for high-rollers.

This game is one of only three baccarat variations created by Microgaming and it stands out with its high betting limits and other extra features such as the Watch Game feature. It allows players to watch a game without placing a bet. High Limit Baccarat also differs from other variations in that it is played not with one deck of cards, but with 8 standard decks of 52 cards. Of course, the objective stays the same – in order to win, players need to make a correct prediction whether the banker’s or the player’s hand will be closer to 9. Along with the banker and the player bets, there is also a tie bet, when the two hands have the same value and no one wins.

Players can choose bets from 10.00 to 2,000 credits, while the chips come in the following values – 1.00, 2.00, 5.00, 10.00, 20.00, 25.00, 50.00, 100.00, 200.00, 500.00, 1,000, and 2,000 credits.

Gaming Experience

Microgaming’s High Limit Baccarat has a quite a basic design with graphics that can be described as medium quality. The layout is standard and the game does not have that authentic casino atmosphere achieved by some other releases. Still, it allows players to adjust several sound and gameplay settings which can contribute to an immensely better experience. They can enable sounds that replicate the dealing of the cards or the dealer’s voice announcing the hand values and when new cards are to be dealt.

Before each game, the 8 decks of cards are shuffled and the player places a bet by clicking on the wagering area of the table. After he or she hits the Deal button, both the player and the banker are dealt 2 cards and their combined value is displayed below each hand. This version of baccarat has the option to enable or disable dealing face-down cards. If they are face-down, the player hits Flip to reveal them. The higher hand wins, but it is important to know the values of cards – cards from Two to Nine are worth their face value, cards from Ten to King are worth zero, and Ace is counted as 1. When the combined value is more than 9 (10 or more), only the right digit of the value is counted – 10 becomes 0, 11 becomes 1, 12 is counted as 2, etc.

If the banker’s or the player’s hand are of an initial value lower than 6, a third card is dealt. The score of both hands is compared and the higher one wins. If they are the same, a Tie is announced and the player receives the bet back.

Specific Features

Baccarat is a fairly simple casino game and the High Limit Baccarat version my Microgaming is no exception to this rule. However, there are several things players should know before starting to play for real money. The first thing is the payout for winning bets – a winning player hand pays 1:1, while a winning banker hand pays 1:1, but 5% of the win is given to the bank as a commission fee. A winning tie bet pays 8:1, which is extremely lucrative, but happens on rare occasions, so usually only veteran players are willing to place a tie bet. Another important thing is that bets cannot be placed at banker and player at the same time. However, it is allowed to bet on a tie and on one of the other hands.

This a fast-paced game and new players may find it hard to understand all the rules and twists during play. That is why they can either try the game in practice mode or enable the AutoPlay option with minimum bets. There is also a function which allows them to watch several games without placing a bet. The rules can also be seen in the top half of the screen, as well as in the Help page which opens in a new window.


High Limit Baccarat is an excellent virtual take on the classic casino game which has been known for centuries as the game of the rich and the aristocracy. Of course, baccarat has become much more accessible in recent years. This high-limit table brings back the thrill of playing with high stakes and taking risks, allowing bets of up to 2,000 per hand.

In terms of appearance, this release from Microgaming does not have really modern graphics or animations, but it is really pleasant to look at – the layout is standard, the table is in traditional wood and green colors, and there are no flashy lights that may distract you from the play. High Limit Baccarat has a nice RTP of 98.94% which is more than decent returns over time.

High Limit Baccarat
High Limit Baccarat logo
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