HiLo 13 European Blackjack Gold

HiLo 13 European Blackjack Gold

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Rating: 4.86 out of 204 votes

HiLo 13 European Blackjack GoldSide bets are definitely a good way to add more diversity when playing your favorite card games, not to mention they provide you with the chance to scoop in higher payouts. This certainly is the case when it comes to Microgaming’s HiLo 13 European Blackjack variant which was released as part of the developer’s impressive Gold series suite.

The game has an amazing overall presentation which makes it extremely easy on the eyes. The graphics are very sleek and recreate the blackjack tables at brick-and-mortar casinos down to the very last details. The authenticity of the gaming experience is further boosted by the inclusion of the ambient sound effects and the sophisticated music playing in the background.

But originality and authenticity are not the only positives of playing HiLo 13 European Blackjack Gold. The game comes with a broad betting range and is playable from $1.00 only. The majority of online casinos offering the variation accept bets of up to $200 per hand. In addition, there is the option to make three different types of side bets, two of which return even money but the third one offers a sizable payout of up to ten times the amount you have originally staked.

Gaming Experience

Microgaming software designers once again demonstrate they are committed to keeping players’ best interest in mind. This becomes more than apparent when you take a look at this variation’s impeccable overall presentation. The graphics and animations stand out from those in other blackjack variations with their unprecedented visual depth. The amazing sound effects also contribute to the game’s entertainment value as they allow players to fully immerse themselves in the entire experience, and without having to leave their homes at that.

The developers’ approach towards game design appears to be quite holistic as HiLo 13 European Blackjack Gold plays seamlessly in all respects. After all, the variation is equipped with a very nice layout and all the necessary features you can control your play with. For instance, there is a Rebet 2x button which allows you to automatically place twice the amount you did on the previous bet without having to meddle with chips of different values.

But there are more great features which work to the merit of blackjack aficionados. An example is the Statistics section, available to those who play for real-money, which shows you how much time you have played, how many hands you have gone through in an hour, as well as what your three biggest wins are. You can speed up the pace at which the cards are dealt by activating the Quick Deal functionality from the Options menu. It is possible to switch off the sound effects if you find them distracting or turn on the Auto-Rebet feature if you prefer flat betting.

Specific Features

You probably already get the picture judging by the variation’s name, but this Microgaming offering borrows the majority of its rules from the game, played in European landbased casinos. Therefore, two decks of 52 cards each are in play and the discards are returned to the shoe for a reshuffle at the end of each hand. The virtual dealer stands on all totals of 17s and blackjacks offer the usual payout of 3 to 2. If you insure your hand and the dealer indeed draws a ten-value card next to their Ace, your insurance side bet will return the standard 2 to 1 payout.

If your bankroll allows it, you can experiment with the side bets HiLo 13 accepts. The chips for those are placed in three separate boxes, situated to the side of the main-bet box. You can bet that your two-card total will be “lo”, or under 13, or “hi” which is to say over 13. Both of those return even money on winning bets. Betting that your starting hand’s total will be precisely 13 may prove to be very lucrative as wins can earn you a payout of 10 to 1. Aces are assigned a value of 1 when side bets are in play.

Other than that, the dealer does not peek for blackjacks and double downs are allowed only on hard totals of 9, 10, and 11. Another disadvantage is that you can split only once to a maximum of two hands. This unpleasant rule is at least partially counterbalanced by the fact players are permitted to draw multiple cards on split pairs of Aces.


Microgaming truly packs a punch with this blackjack release, which is equipped with all the necessary features to ensure a memorable and engaging playing session for all card game fans who decide to give it a go. The inclusion of the side bets is a nice touch as it helps diversify your gameplay, not to mention nobody would mind an extra payout. Even more so if they are dealt a starting hand of 13 (which is not all that unlikely after all) and qualify for the biggest payout in the game of ten times their size bet.

The limits of the side bets do no coincide with those of the table. The maximum amount you can wager on the side is restricted to $25 but still, if you win with a 13, you are in for a satisfactory payout of $250. Overall, this is very coherent blackjack variation, which is nearly perfect minus the restrictions imposed on doubling down and splitting. HiLo 13 European Blackjack Gold is definitely worth trying – you can even check it out on the go as it runs on mobile as well as on desktop devices.

HiLo 13 European Blackjack Gold
HiLo 13 European Blackjack Gold logo
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4.8 / 5.0
4.8 / 5.0
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