MasterCard is a multinational corporation with headquarters in New York, United States. Generally speaking, people use this service to make money transfers around the world.
MasterCard offers debit, credit and prepaid cards. The service allows people to make transactions and pay for purchases. It is available worldwide. This makes it one of the most popular payment methods on a global scale.
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How it works
You need to have a MasterCard to be able to make payments with it. Banks that work with MasterCard can issue a card for you. Once you have your MasterCard, you can use it to make small purchases in shops and stores. MasterCard is the best solution when you discover that you have run out of cash or when you are in a hurry.
Specifications
MasterCard do not issue cards themselves. You need to contact your bank for further details on how to have your own MasterCard.
MasterCard provide a card locator on their website, which you can use to find the best MasterCard for you.
Creating account / purchasing card
In order to receive a MasterCard you need to go to one of their partner banks and ask them to issue a card for you. There you will be told what you need to do and what personal information you have to provide.
There may be fees for issuing a MasterCard. Ask your bank how they handle the process. Should you have any more questions about your MasterCard, you can either visit the official MasterCard page or ask your financial institution.
Making a payment with MasterCard
Contact your bank/financial institution that issued the card for further information on how you can make payments with MasterCard.
Whenever you want to buy an item, you can use your MasterCard easy and safe. You just need to insert or swipe your card into the credit card or POS (point-of-sale) terminal. Some modern terminals don’t even require the card to be inserted. The process of purchasing with a POS terminal is very fast and efficient. It takes a few seconds in order for the transaction to be made.
Withdrawing money with MasterCard
You can withdraw money from any ATM that supports MasterCard. An ATM is an Automated Teller Machine. You can use these machines to make money transactions from any location, any time.
ATMs allow you to withdraw money from your MasterCard too. You will be asked to provide your PIN code in order to confirm that you are the card owner. The PIN code is provided by the financial institution that issued the card, usually on the day your receive your card. You need to keep this code safe, otherwise you may not be able to use your card.
Advantages of using MasterCard
- You have a few options when choosing the right MasterCard for you: no annual fee, low intro rate, cash back and rewards and low ongoing rate.
- MasterCard is one of the most popular payment methods worldwide.
- It’s safe and secure.
- MasterCard provides a number of feature and benefits.
