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PayPal

If you still feel unfamiliar with what Paypal actually is and how it can help you this review will reveal the secrets behind this unique payment method.

Paypal is considered one of the fastest ways to pay and get paid on line. People are offered simple ways of sending money, without sharing important financial information. Individuals and businesses can transfer funds electronically in a more flexible way – by using their account balances, credit cards, bank accounts and promotional financing.

How it works

The main idea behind this payment method is the use of encryption software, which allows people to make financial transfers between their computers in a easier way. The idea is simple, but recently this payment service has become one of the world’s primary methods of on line payment.

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You can use Paypal for a a variety of things – whether for on line auctions on eBay and other web sites or just for purchasing and selling goods. Donation for your favorite charity is also an option when using PayPal – you can either make or receive donations. The option of exchanging cash with someone is also available and easy to be done.

Specifications

One interesting detail is that you can exchange funds with anyone who have an email address, despite the fact that they haven’t got a PayPal account. However in order to receive money the person must have an account which is associated with this email address.

The basic PayPall accounts are free of charge and so are a great part of financial transactions , but that depends on the specific case.

Creating an account / purchasing card

Creating an account for PayPal is not difficult and you don’t need to share any bank account information. However if you still want to benefit from all the PayPal’s features you will need to verify a credit card or a bank account. The next step is to decide for what exactly you want to use PayPal and to choose the appropriate account for you . It can be personal, business or premier so the choice is strongly individual.

After creating an account with basic personal information you will receive an email for confirming your address

There are two things which are very important to know when creating a PayPal account:

The verification of the account happens when you associate that account with either a credit card or a bank account. It is not a question of giving information , it is rather a payment, or two payments of 5 cent each, which PayPal makes so that the account could be checked. After that you need to enter the amounts of of the payments to verify your account.
The confirmation of the PayPal account is made once you have chosen one of the three options to inform Paypal that the address on your account is valid. You can create a Paypal Extras Mastercard , which confirms your address by making a credit check or you can ask for a confirmation code by email.However the fastest way remains the verification of a bank account or credit card with the same address that you have chosen for your PayPal’s account address.

Making a payment with PayPal

Making a payment via PayPal is always free. It is secure, fast and you can use either your debit and credit cards as well as your bank accounts. When you pay for a service or item use the recipient’s mobile number or email address. The money will be sent without giving further financial information with the recipient. After sending the sum , the person is informed that the money is available.

Withdrawing money with PayPal

The easiest way to withdraw money from your PayPal account is to transfer the money to your bank account. All you need to do is enter the account and write the amount of money you want to withdraw. Then give the bank account and wait for 3-4 days until the money arrives . It is secure and free of charge.

Advantages of using PayPal

One very important advantage of using PayPal is that it possesses the latest anti-fraud technology which is an important moment when using bank accounts and cards. Another priority is the easiness with which the procedures can be made. Shopping without giving additional information is also an advantage that PayPal offers. Lastly you can use PayPal for all the on line shopping without exceptions.