US Online Casino Guide

Gambling Industry Overview in USA

The following approaches will be presented

  • Gambling legislation in USA
  • Gambling authorities in USA
  • Online casinos in USA
  • and more

The online gambling legislation in the United States has been a subject of numerous debates as over the past decade interactive casinos have been enjoying an increasing popularity among US players. Before the boom of interactive gambling, the only way for people to enjoy the exciting ambiance of the casino floor was to hop in their cars and travel to the nearest landbased gambling venue. Today, virtual casinos have made it possible for betting fans to make a few stakes on their preferred games from the comfort of their surroundings. Gambling is seen as a popular means of entertainment and is no longer considered a degenerate activity.

Despite the growing popularity of online casinos around the world, there are people in most jurisdictions who oppose them and the USA is hardly an exception. Gambling is currently widespread in the US, but the activity is not subjected to a unitary law. It is subject to legislation at two levels – both the state and federal ones, which forbid it in certain areas. The country’s legislation pertaining to interactive gambling has been quite rigid for the past two decades but more and more states seek to legalize and regulate online betting activities on their territories.

In this article, we offer you an overview of the history of online gambling legislation in the US along with a quick glance at the current legal landscape in the country. We proceed by introducing US players to the deposit methods they can use to fund their online casino accounts and finish off with brief overviews of some of the most popular gambling operators accepting customers from this jurisdiction.

Popular Online Casinos

There are hundreds of online casinos out there, so players might struggle with finding the operator that best corresponds to their needs. If you reside in the United States and are looking for a good virtual casino to play at, we advise you to continue reading as we have scoured the web to find 20 of the best US-friendly operators. Check the brief overviews below as these can help you make a better-informed decision when selecting a US casino.

photo of casinomax

CasinoMax

300% up to $3,000

CasinoMax is one of the newer online casinos, being established in 2017 but this by no means should put you off. The casino has already cemented an immaculate reputation among players from around the world, who frequent it because of its transparency, fast payouts, and gaming versatility.View More

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Slots.lv

200% up to $1,000

If slots are your cup of tea and you are domiciled in the United States, Slots.lv may be the right online casino for you to register at. With a collection of hundreds of online slots to make a pick from, fans of this type of game are guaranteed to have hours of fun with this website. The latter is also quite well-structured so you can easily find your way around.View More

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Cherry Jackpot

200% up to $2,000

Cherry Jackpot is a reputable US-friendly online casino that takes registered customers on an exciting gaming adventure that is tough to beat. The casino’s website instantly grabs the attention with its great design – it is not only easy on the eye but enhances quick and easy navigation.View More

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Ignition

100% up to $1,000

Ignition Casino was launched in 2016 by the same company that is behind Slots.lv with one sole purpose in mind – to provide players, including those residing in the USA, with an adrenaline-filled gaming experience they will remember and cherish for years to come. Indeed, this is an achievable goal since Ignition is home to a huge library of quality games by RealTime Gaming and Rival.View More

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Bovada

100% up to $1,000

Bovada is a brand name many US players utter with veneration as it stands for a gambling operator that has carved itself a solid niche in this market. The great thing about Bovada is that they accept US players from most of the country’s states, with few exceptions only like New Jersey, Nevada, New York, Delaware, and Maryland.View More

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Sloto’Cash

200% up to $1,500

Sloto’Cash is another reliable gambling operator that accepts US customers and has been running under the ownership and management of Deckmedia since 2007. The casino is well-regarded by its patrons thanks to its versatile selection of games, easy-to-navigate website, and fair payments.View More

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Miami Club

100% up to $100

Owned and managed by Deckmedia, Miami Club has been providing a world-class gambling experience to US customers since 2012 and shows no signs of slowing down. The operator has partnered with software developer WGS (formerly called Vegas Technology) for its gaming portfolio. Miami Club is a fully legit online casino as becomes evident from its Curacao licensing.View More

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Royal Ace

100% Match Bonus

Royal Ace has been in operation since 2009 under the licensing and regulations of the Costa Rica jurisdiction. With nearly ten years of experience in this industry, the operator knows what it takes to attract and maintain the interest of its patrons.View More

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Planet 7

100% up to $777

Planet 7 is yet another reliable, US-friendly casino that offers a huge assortment of quality RealTime Gaming titles. Its collection comprises a wealth of advanced and classic slots which impress with diverse themes, great visual presentation, and lots of cool features, designed to give reel spinners more value for their money.View More

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Uptown Aces

250% up to $2,500

Uptown Aces is a relatively new online casino considering it has been in operation since 2014 only. Still, the operator has managed to cement an excellent reputation for itself over the course of the last four years and has become a top online gambling destination for US players. It is highly acclaimed for its fair and quick payments, a great library of games, and generous promotional incentives.View More

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Slot Madness

400% up to $1,000

Slot Madness hit the internet back in 2010 as part of the Ace Revenue Casino Group and quickly established itself as the go-to destination for reel spinners the world over. The casino is reliable and friendly to US players and runs on software supplied by developer NuWorks.View More

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Silver Oak

100% up to $1,000

Many players from the States prefer to gamble at Silver Oak because the casino boasts an impeccable reputation for reliability, quick, fuss-free payments, and customer service, which stands out with great expertise and efficiency. Of course, having a vast selection of world-class games also helps.View More

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Slotastic

100% up to $1,000

Slotastic provides US players with an opportunity they do not want to miss, namely to enjoy over 300 premium games developed by the industry-renowned RealTime Gaming. What is more, they can do so in a fair, reliable and protected environment.View More

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Casino Extreme

100% up to $500

Casino Extreme went online in 2000 and is powered by the platform of software developer RealTime Gaming, which also goes to show it accepts play from the United States. Becoming part of the operator’s player community comes with a number of perks.View More

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Lucky Club

200% up to $300

If you are looking for a casino with a sleek, well-structured and uncluttered design, you may want to stop by Lucky Club. The latter has become a preferred online gambling destination for US players as it offers a variety of titles, ranging from enticing slots and table games to video poker and arcades.View More

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Grande Vegas

100% up to $100

Grande Vegas went online in 2009 and quickly gained traction among gambling enthusiasts, especially those residing in the United States. The website can be loaded in two languages, French and English. Hundreds of games are already part of Grande Vegas’ library but the operator’s management makes sure to add new titles on a monthly basis to maintain the high level of interest of players.View More

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BetOnline

100% up to $100

BetOnline has adopted a maxim which states that good reputation takes a long time to build but can be shattered within minutes. This approach pays off since players who have registered with this US-friendly operator enjoy nothing but transparent and fair treatment. BetOnline is a legit gambling destination since it holds a license granted by the government of Panama.View More

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Raging Bull

200% up to $400

Borrowing its name from the eponymous Scorsese drama, Raging Bull promises its customers nothing but a dramatic experience on its website but in the best way possible. Players are provided with a diverse catalog which spans over 200 high-quality games, running on the powerful platform of RealTime Gaming.View More

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Superior Casino

100% up to $1,000

Built by a team of experienced gambling experts, Superior Casino has plenty of advantages to offer to international players and the best part of all is that Americans are not excluded from the fun since the operator is US-friendly. The casino utilizes software by the relatively new provider Rival, but this is not to say its games lack in quality and features.View More

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Drake Casino

100% up to $1,000

US players looking for gaming variety can also drop by Drake Casino where they will be able to make a pick from over 160 premium titles, developed by software suppliers Betsoft and Arrow’s Edge. The selection of video slots enjoys a great popularity among customers, with a variety of classic and advanced titles to cover a wide spectrum of preferences.View More

History of Gambling Legislation in the US

Flag of USAUsually, three waves of gambling regulation are recognized in the history of the US. The first one started during the colonial period of the country and lasted until the middle of the 1800s. Then, the second one started with the end of the Civil War and lasted until the early 20th century. Lastly, the third wave of the gambling legislation in the US commenced over the period of the Great Depression and still continues.

The First Wave – from 1600s to the mid 1800s

Gambling was seen differently by the early colonies in the region. Historically, the colonies were established in correspondence to the guidelines and beliefs of certain groups of people. As a result, different attitudes towards gambling were also adopted. Some activities related to gambling were proclaimed illegal by Puritan-led colonies.

On the other hand, there were some colonies where English attitudes towards gambling and regulation prevailed, and gambling was actually considered an activity suitable for gentlemen.

Over the period lotteries were preferred as a way to raise money for a variety of causes. They continued to be popular until the beginning of the 19th century.

Over the 30s of the 19th century, the professional players’ actions were strictly monitored and some southern settlers expressed their eager disagreement with gambling. The attack against gambling became more fierce than ever, blaming professional players for interfering with business and limiting the economic growth of the country, not to mention the accusations on moral grounds.

An end was put to the First Wave of gambling legislation in the US with the prohibition of gambling activities due to some lottery scandals.

The Second Wave – from the mid 1800s to the early 1900s

Thanks to the Gold Rush, a gambling boom was set off on the territory of California. Gambling tended to be integrated over the period, and managed to spread beyond the state of California.

However, the massive public opinion quickly turned against gambling once more, which led to the implementation of some laws against gamblers and gambling in California. Gambling activities were also put under some limitations in the rest of the US.

Because of the weakness of the state laws, the prohibition had little actual effect on gambling. Certain games were proclaimed illegal, and after a while, the laws gradually became stronger. All of this led to gambling being driven underground, as the prohibition did not manage to eliminate it.

The Third Wave – from the early 1930s to present days

The period of the Great Depression made gambling more and more legalized, as betting activities were viewed as a way to stimulate the country’s economy in times of great financial distress.

A total of eleven states legalized bingo by the middle of the 20th century, while horse racing and pari-mutuel bets started to become more and more widespread. Several states officially legalized pari-mutuel wagering.

In addition, most forms of gambling were legalized in the state of Nevada in 1931 following the introduction of Assembly Bill 98, as gaming became more and more eagerly supported by organized crime syndicates, which also invested heavily in the sector. The desert city of Las Vegas quickly established itself as the hub of all US gambling activities in the 1960s after acknowledged investors like Howard Hughes bought some of the biggest venues, thus reducing the connection of the town to organized crime.

The late 1970s saw the introduction of regulated gambling in Atlantic City, New Jersey. The resort town became a favorite destination for professional and recreational gamblers alike. The end of the decade saw the beginning of yet another trend as the Seminole tribe unfolded the first reservation-based commercial gambling venue, with other Native-American tribes following in its footsteps soon after. Gambling was prohibited in most states save for Nevada and New Jersey until the late 20th century when a new piece of legislation allowed for the introduction of the so-called “riverboat casinos” in Louisiana, Illinois, Missouri, Indiana, and Mississippi.

Overview

Gambling Legislation in the USAs a whole, gambling in the US is currently legal under federal law. However, each of the country’s states is free to implement the legislation, and in this sense, regulate or restrict certain activities on their territory. This is why there are certain states in the US where all forms of gambling are illegal, whereas some states do not ban any type of betting activities.

When it comes to online gambling, the situation is even more complex, because there are certain states in the US that have passed legislation at a state level in order to legalize and regulate gambling on the Internet. There are also some states, which are currently making steps to do the same.

The truth is that citizens of most states are still pretty much confused about what exactly is legal and what is not. This is primarily due to the fact that there was a legislation officially introduced in 2006, called the Unlawful Internet Gambling Enforcement Act. This Act did not make online gambling illegal, but transactions made on the Internet, which were related to gambling activities, were prohibited.

In other words, players may be able to register at a US-friendly online casino but there is a good chance that their deposits would not go through because US banking institutions are for the large part prohibited from processing payments to and from offshore online casinos. This is one of the reasons why as many as 72% of the interactive gambling operators in the world have stopped accepting US-based players.

Currently, each state of the US determines what kind of gambling activities are to be allowed within its borders. That is exactly why there is a different law enacted in each state, which regulates gambling. The minimum age at which gambling is permitted in the separate states also varies in correspondence to local legislation.

Still, gambling establishments have found a way of circumventing the more aggressive laws that ban, constrain or impose large taxes on gambling activities. They are often located near state borders or even on cruise ships that sail outside territorial waters. In addition, gambling activities have become more and more popular on Native American territories over the past few years.

Internet Gambling

Internet Gambling in USAThanks to the rapidly increasing popularity of the World Wide Web over the 1990s, the US Department of Justice and Congress tried to explore deeply the way the current law was to be applied.

According to the Department of Justice, under the Wire Act, all Internet Gambling in the country is illegal. Then, in 2006, the Unlawful Internet Gambling Enforcement Act was passed by the Congress in order to help it make the intentional acceptance of payments related to unlawful online gambling illegal.

In addition, multiple bills were introduced by some members of the House of Representatives in an attempt to make federal Internet gambling law softer. The introduction of these pieces of legislation aimed at regulating, licensing and taxing online gambling operations instead of prohibiting operators from accepting wagers coming from US-based players.

The Unlawful Internet Gambling Enforcement Act (UIGEA)

The Unlawful Internet Gambling Enforcement Act was passed in 2006. It was considered a part of the SAFE Port Act, which was responsible for regulating port security. The major function of UIGEA was to prohibit gambling operators from accepting payments from players, who used the Internet to bet. The UIGEA excluded from the ban several types of interactive gambling activities, such as fantasy sports, games based on skill, and intertribal gaming.

As mentioned above, the Act did not explicitly ban online gambling, but made it illegal for gambling websites to accept deposits from US-based players. The Act also prohibited different financial institutions, including banks, to process such transactions, regardless of how they are carried out – it applies to card payments, electronic money transfers, and even to standard paper checks. As a result, a large number of gambling operators ceased servicing the US market and stopped accepting US-based players at their websites. However, it should be noted that these restrictions pertain to interactive gambling operators only – US players who make deposits and play at offshore virtual casinos are not persecuted or charged for their actions.

UIGEA was not well-accepted across the entire territory of the US and attracted a lot of criticism. The opponents of the Act claimed it made simple transactions such as deposits and withdrawals harder, not to mention the fact that players were provided more limited options considering the narrow number of websites they could use freely.

Many argued that these prohibitions would only lead to the creation of a black market on US soil as players from the country continue to register and bet at unregulated websites, exposing themselves to a higher risk. Others pointed out that the Act completely omitted some forms of interactive gambling like horse racing, interstate betting, and state lotteries.

In spite of the widespread criticism that the UIGEA drew, it remains in place to this date. Still, there are currently some states that have implemented their own legislation when it comes to online gambling. There are also states in process of introducing their own laws on the matter.

The Interstate Wire Act of 1961

The Interstate Wire Act of 1961, which is also called the federal Wire Act, is a federal law of the US, which bans the operation of some types of betting activities in the country. The Act was signed over the mandate of President John F. Kennedy, after the US Attorney General, Robert F. Kennedy made a suggestion to the Congress to pass legislation that would proclaim interstate gambling illegal.

The Wire Act was enacted by the Congress as a part of series of anti-racketeering laws. It was meant to help the states, territories and possessions of the US enforce their separate laws related to gambling and bookmaking and also restrict organized gambling activities. Under the provisions of the Wire Act, placing bets through the use of ‘wire communication facilities” is illegal, which many legislators later on interpreted to include bets made over the internet.

However, the main purpose of the Wire Act was not to render gambling activities immoral or illegal. It aimed predominantly at hindering the leaders of large organized crime groups from illegally profiting from the sports bets they offered over the telephone, hence the name of the Act itself.

The Restoration of America’s Wire Act (RAWA)

The Restoration of America’s Wire Act was introduced to US Congress for the first time in 2014 by Republican Senators Lindsay Graham and Jason Chaffetz only to be reintroduced during the 2015 sessions. The original title of the bill was the Internet Gambling Control Act. The early drafts of the Act were identified as a result of the efforts of casino mogul Sheldon Adelson, who has previously shown his strong dislike towards enforcing online gambling regulations.

If the Restoration of America’s Wire Act is approved, it is to rewrite its predecessor – the Federal Wire Act of 1961 – with a target of extending its effect over most forms of online gambling, lotteries included. Up to date, the Wire Act applies primarily to online sports betting. This is the reason why the RAWA is considered to “rewrite” the original Act, as the latter could not and respectively, did not, refer to the use of the Internet.

RAWA, however, does not include the existing state-regulated online gambling activities on the territory of New Jersey, Nevada and Delaware.

Adelson and his supporters claimed that the passing of this bill would protect vulnerable groups like minors from getting involved in online gambling activities but if approved by the Congress, it may have devastating consequences since it does not include any exemptions for some online betting activities, like lotteries, that are regulated on a state level. Ironically, this piece of legislation allows for exemptions of interactive gambling forms like fantasy sports and horse racing. Provided that RAWA gets signed into law, it would render multi-state lotteries like Mega Millions illegal, damaging local state economies in the process.

Many opponents of RAWA also argue that signing this bill into law would only undermine the US Constitution’s Tenth Amendment which basically states that any power that is not delegated to the federal government belongs to the states and to the US citizens, respectively. In the context of iGaming, what this means is that each separate state should be allowed to determine whether or not online gambling should be legal and regulated on its respective territory. But more importantly, the enforcement of RAWA would result in a thriving offshore gambling market that is not subjected to adequate local regulations, exposing US players to more risks.

Current Online Gambling Landscape in the US

As was mentioned earlier, the UIGEA does not state explicitly it is illegal for US players to partake in gambling activities over the internet but simply prohibits financial institutions from processing payments to and from offshore online casinos. Unfortunately, the introduction of the UIGEA caused many reputable gambling operators to withdraw from the local market, making it harder for US players to find reliable online casinos. Other than that, US citizens are not persecuted for participating in betting activities at unregulated gambling websites.

More importantly, some of the country’s states have already embraced iGaming by introducing pieces of legislation that allow their residents to legally partake in some forms of interactive gambling, including online poker, sports betting, and horse racing. Such activities are legal on the territory of New Jersey, Nevada, and Delaware. In October 2017, the state of Pennsylvania joined them by passing a bill that is to regulate online poker and casino games within its borders.

Things are looking up for gambling enthusiasts from the US as over the past few years several other states have decided to follow in these footsteps by introducing or planning to introduce bills that seek to make online gambling legal. Among them are the states of Massachusetts, New York, Washington, Michigan, Illinois, Mississippi, and California.

Popular Games

Despite the complex legislative landscape in the USA, some online gambling operators based and regulated outside the county continue to accept play from US citizens. However, due to the murky legal situation in this jurisdiction, some of the most renowned suppliers of online casino software opted to leave the market until adequate regulations are in place. Among them are big names, like Playtech, which was accepting bets from US players until 2005 but following the introduction of the UIGEA dropped out of the US market in 2006.

The same can be said about the industry pioneer Microgaming which announced its decision to no longer service players from the country back in November 2008. As a result, many online casinos utilizing the software of the Isle-of-Man-based developer followed suit and announced they cease to accept registrations from customers, residing in the USA. Therefore, players from this jurisdiction who did not previously hold accounts with such gambling operators are identified as US citizens and are prohibited from downloading and installing the Microgaming software on their devices.

On the positive side of things, US players are welcomed by a variety of operators that are licensed and regulated outside American territory. The majority of the US-friendly gambling websites are usually linked to software suppliers like RealTime Gaming, Rival Gaming, Parlay Games, NuWorks, and TopGames, among several others. Some online casinos are normally licensed by regulatory authorities like the Kahnawake Gaming Commission, but many have obtained their permissions to operate internationally by the governments of Curacao, the Netherlands Antilles, and Costa Rica. We recommend US players to exert extra caution when choosing a gambling operator and always check whether or not their preferred casino has received the necessary licensing to offer its services legally.

Licensed, US-friendly casinos usually offer a huge range of quality games that are available either in instant play or via downloadable software. Such websites run various random-number-generated games like video slots, video poker, blackjack, roulette, casino poker, and baccarat but some also provide the option to play live dealer games, which are hosted and streamed in real time.

Video Slots

Video slots normally constitute the bulk of most online casinos’ collections, which is understandable considering the immense popularity they enjoy among gambling enthusiasts. They come in all shapes and forms as US-friendly casinos typically offer classic slots with three reels, more advanced five-reel games as well as the latest 3D slots, which stand out from the crowd with their enhanced animations and interesting features.

Players’ chances of scooping a payout are further boosted by the special symbols, bonus games, and free spins incorporated into online video slots. Some titles are commonly preferred over others because of the progressive jackpots that are linked to them.

Game Paylines Free Spins Wild Symbol Scatter Progressive
Achiles 20
Aladdin’s Wishes 20
Builder Beaver 25
Enchanted Garden 20
Hen House 25
Spirit of the Inca 25
T-Rex 25

Card and Table Games

Table and card games have become absolute staples throughout landbased venues, so it is only natural they are available across most online casinos welcoming customers from the Land of the Free. Iconic mainstays like roulette, baccarat, craps and blackjack are usually offered in different variations and provide gambling rookies with the opportunity to learn their rules in practice play before they risk any of their actual money.
The great thing about swapping landbased for online gambling is that many US-friendly casinos would normally offer more flexible table limits. In many cases, the table and card games are available in both high-limit and low-limit variants so that players from all walks of life can afford to join in with a couple of bets.

Game Double Zero Jackpot
American Roulette by RTG
European Roulette by RTG

Video Poker

Most online casinos to accept play from the United States have separate categories in their collections that are reserved for video poker. The latter is based on draw poker and resembles a slot game but is different in that it combines both skill and chance. One of the greatest advantages of playing this type of game is that it comes with the lowest house edge you can possibly find at an online casino. Players can extract great value from video poker on condition they adopt a proper strategy and play a full-pay game.

US players will be able to find a wide range of video poker variants online, including popular options like Jacks or Better, Tens or Better, and Deuces Wild. Many prefer to engage in Bonus Poker because of the additional payouts they receive on specific winning hands. Others are more interested in playing variations like Joker Poker or Joker Wild where an extra wild card is in play substituting for other cards in the deck. Many online casinos offer these variations in single-hand and multi-hand formats.

Game Wild Multihand
Loose Deuces Video Poker

Arcades

Customers from the States are granted the chance to engage in a variety of “specialty” games which rely on luck and are rather easy to play even if one is a rookie. One of the most popular options is Keno which is a lottery type of game where players choose several numbers (usually from 1 to 80) and are paid out according to a paytable depending on how many of their selections have been drawn. US-friendly gambling operators would also offer a range of bingo games along with scratchcards with different themes and prizes.

Online Poker

Some of the largest poker operators like Full Tilt, partypoker, and PokerStars decided to leave the US market after the enforcement of the UIGEA in 2006 only to return years later after several states introduced clear-cut regulations in 2011. Customers residing in the state of New Jersey are now allowed to legally play at locally regulated sites like partypoker and PokerStars but this is not to say poker fans from other parts of the country are left without options.

On the contrary, international gambling companies whose operations are based outside the United States continue to welcome poker fans from the country, including some of the websites we have reviewed in brief below. Such operators utilize robust software that allows for multi-tabling and generates a sufficient amount of traffic. Poker mavens get to join a huge number of tournaments and cash games in popular formats like Texas Hold’em, Omaha, and Stud. Various freerolls are available to players with limited means and experience.

Popular Deposit Methods

As was explained earlier, all the UIGEA did was to prohibit banks and financial companies from processing payments to and from unauthorized gambling websites. Respectively, this piece of legislation makes it a bit more difficult for US players to fund their accounts and withdraw their winnings but this does not mean processing banking transactions of this type is impossible. Above all, players will be able to deposit and withdraw in their local currency without incurring additional conversion fees since US-friendly operators support payments in USD.

Cards

credit card payment photoThe majority of operators that accept play from this jurisdiction work with credit and debit cards like those issued by the well-known brands Visa, American Express, and MasterCard. These are readily available for both deposits and withdrawals but American citizens may have their transactions blocked by the issuing banks because of the aforementioned UIGEA.

One way to circumvent these blocks will be to use gift cards or prepaid cards by the brand Visa, which can be purchased from a variety of retail outlets and gas stations across the United States. Before you attempt to deposit with one such card, we recommend you check whether or not it can be used for making international payments. If it does, you are unlikely to experience any issues and your money transfer will go through.
The great thing about prepaid and gift cards is that they can be reloaded and used repeatedly, but most importantly, you will have limited amounts of money to gamble with which enables you to keep your expenditures in check. Another strong point is that card payments are executed right away. As far as withdrawals go, some US-friendly online casinos do not support cards by Visa and MasterCard for cashing out. However, players from this country are often provided with other options of receiving their profits, such as e-checks and standard bank transfers to use an example.

Western Union

western union payment photoBank transfers conducted via Western Union are a decent alternative for all US players who are reluctant or unable to manage their casino transactions with credit or debit cards. This method is hugely popular among gambling fans from the country but can be used by players from over 200 jurisdictions the world over. It supports over 130 different currencies. Western Union was established over 150 years ago and has grown to become one of the biggest money-transfer companies in the world.

One of the strongest points of Western Union is that it does not require you to own a card of any sort. Throw the higher deposit limits into the bargain and the method fits the needs of high-rollers like a glove. There are two ways to initiate a deposit with Western Union, the first one being the money order where you will need to visit a nearby Western Union agent location in person. But if you wish, you can initiate the payment online or via the mobile app as long as you own a bank account or a debit/credit card.

The alternative is to make a person-to-person transfer from the comfort of your home by opening an account at Western Union’s website. You receive a 10-digit code called Money Transfer Control Number, or MTCN, for each transfer carried out in this manner – make sure you save this code to produce in case your US-friendly casino request it.

Withdrawals are also possible with Western Union. In a similar fashion, the player is provided with an MTCN they need to use to withdraw their profits at a local Western Union agent location. Western Union is a great method for players from unregulated markets like the USA but it, too, has several disadvantages. The method is less time-efficient as deposits are typically completed within a timeframe of 20 minutes up to a couple of hours. Fees of 4% are involved on behalf of Western Union. Withdrawals, on the other hand, require several business days to be completed.

MoneyGram

moneygram payment photoMoneyGram may be treated as a rival of Western Union’s since it, too, is a US-based money transfer company which operates in over 200 jurisdictions with a massive network spanning over 300,000 agent locations worldwide. It enables its customers to transfer money to their bank accounts or e-wallets as well as to receive their casino winnings in a quick and safe manner.

The beauty of funding your casino account via this method lies in the fact there is no need to own a card or even to have a bank account. Once you visit the nearest MoneyGram office all you will be asked to do is provide your ID and specify the amount of money you want to deposit. When receiving money, players must provide the reference number the casino has given them.

On the downside, the method involves flat fees which many players would deem quite steep. The same applies when you receive funds with MoneyGram as the currency may be potentially converted at a rate that involves a huge margin. However, since most US-friendly gambling operators accept USD as a currency, you are unlikely to be charged for conversion when using MoneyGram.

Bitcoin

bitcoin payment photoSeveral years ago, US players experienced difficulties in processing their casino payments via standard methods like credit or debit cards since their transfers were often blocked by American banks. Now that cryptocurrency has sprung into existence, this problem is easily solved. More and more US-friendly casinos are embracing Bitcoin, the first and one of the most popular decentralized digital currencies in the world.

Using Bitcoin offers a variety of perks. For starters, it allows US players to gamble anonymously and process deposits without experiencing nuisances of any sort. Unlike MoneyGram and Western Union, there is no need to personally visit any landbased agent location – you can make a Bitcoin deposit from the convenience of your home as long as you sign up with a Bitcoin wallet account, similarly to over 1.8 million other customers using the cryptocurrency.

There are two ways to obtain Bitcoins – you can either purchase them on an exchange like Bitfinex, Poloniex or Bitstamp (you need an account for that as well) or visit a Bitcoin marketplace where you can buy the coins from other people. You can pay for your digital coins in cash, use cards or wire transfers or even exchange some other cryptocurrencies for them.

Casino payments via Bitcoin are time-efficient, to say the least, as the transactions are usually carried out at an impressive speed. Fees are rarely involved and the method is considered one of the safest ones. Like anything else, Bitcoin has a couple of downsides as well. The value of the crypto-coins tends to fluctuate dramatically, Bitcoin being a relatively new currency. Also, once you initiate a Bitcoin payment, it would be impossible for you to reverse it which is not the case with many of the other banking solutions supported by online casinos.

FAQ

The majority of the games we have discussed in this US Online Casino Guide can be played on most hand-held devices on the market as long as players have reliable enough internet connection and an up-to-date browser. Most reputable casinos to welcome players from the United States run mobile-responsive websites that are based on the advanced HTML5 mark-up language which is to say you will enjoy a seamless experience on devices based on Android, iOS, and Windows Phone. Support for the latter was discontinued in the fall of 2017, but players who own a Windows-Phone based device will experience no troubles loading their favorite casino games, at least for the time being.

Furthermore, some of the most popular US online casinos have set up dedicated applications for smartphones which can be downloaded at no cost from the Apple App Store or directly from the websites of the said gambling operators.

Online casinos are in quite the competition with one another which is why each operator is trying to come up with appealing incentives as a means to attract patronage at its website. The same applies to US-friendly casinos where multiple promotions are on offer, starting with a welcome bonus upon your first deposit(s). Some online casinos even go as far as offering no-deposit bonuses granted to those who sign up with real-money accounts.

Additional bonuses are often awarded for friend referrals but existing customers can also extract more value from their bets by collecting comp points and converting them into various rewards like free credits or even cash. Before you redeem any of these bonuses, we strongly urge you to go through your US-friendly casino’s terms and conditions to check what the wagering requirements of your chosen offer are.

This question is on all inexperienced players’ minds but to put all doubts to rest – yes, US-friendly casinos utilize Random Number Generators (RNG) and therefore, are fair. This sophisticated software uses complex algorithms to replicate absolute statistical randomness of results so that everyone has the same odds at winning.

Of course, it will not hurt to make sure you are joining a gambling operator that is licensed and regulated. Licensed offshore casinos are required by their regulators to have their RNG software audited by third-party companies that are in no way associated with them financially to avoid any bias on their behalf. Once the RNG software has passed the audits successfully, the casino receives a certificate of validity to display publicly on its homepage.

The majority of established casinos that accept American players strive to process payments as fast as possible to the benefit of their patrons. Deposits normally take place immediately but withdrawals are less time-efficient because of the verification each transaction needs to go through before the funds are released from customers’ accounts.

Normally, the withdrawal is processed within 72 hours max before the money is cleared from a given account. What this means is your winnings will be with you in about 3 to 5 business days but this timeframe largely depends on the US casino you have signed up with. Be sure to inquire in advance how long it will take to cash out with your preferred payment solution beforehand – the customer support of your selected casino will be happy to help.

This one is tricky to answer considering that most US players are likely to gamble at offshore online casinos, licensed and regulated under the legislature of other jurisdictions. The proper thing to do would be to declare your casino winnings because in the US these are considered taxable income once the sum exceeds a specific amount. This actually applies to profits generated in both online and landbased casinos. The same goes for winnings from lotteries, raffles, and horse racing.

Losses can also be deducted from players’ tax returns as long as they show the necessary documents like bank statements and receipts. The amounts you need to pay may vary depending on the type of game you have accrued the winnings on. US players are recommended to fill out what is called Form 1040 to declare their winnings – the form is available for a free download on the official website of the IRS.

What if you have won a huge amount while gambling at an offshore casino that is licensed outside US jurisdiction? Some would argue they do not have to declare their wins as an income because the servers of the casino are located outside the US. This line of reasoning is also false since US law clearly states all gambling income is taxable.

It would be a good idea to keep track of your gambling profits by saving your sessions logs – in the eyes of the IRS foreign-based online casinos are just another way for taxpayers to avoid declaring all of their income. The only way for the government to find out about your casino winnings would be to audit you for one reason or another. If you are unlucky enough for this to happen while having undeclared income, you will end up paying interest and a penalty along with your taxes, which is why you better not risk it.

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