About this review
Ana (Anchi) and our shared in-house network team aim to refresh casino facts, operator terms, withdrawal information and licence evidence by each month’s end. LCB forum members also share withdrawal tests.
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Video review
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An interesting combination of an online casino and a sportsbook, Paf is a popular gambling site for players from almost any corner of the world. A Finnish casino, it is based on the Swedish-speaking Åland archipelago, and it is available in several languages, including English, Spanish, and Russian. It is one of the oldest establishments in this industry and works with in-house developed software, and it is certainly the most socially responsible casino out there.
The virtual casino was established in 1967 as a local casino with just a few classic Payazzo slot machines. Interestingly, it is a government association whose purpose is to generate funds for humanitarian and social causes on the Åland Islands. It was founded by several organizations, including the local Red Cross, Åland Public Health Service, Save The Children, and a children’s charity, based on the island. Later, the little gambling operation grew into a fully-fledged casino with facilities opening up on many cruise ships. In 1999, the company plunged into the world of online gambling with а website, and today, the web-based casino is regarded as one of the most respectable and entertaining playgrounds on the Internet.
In more practical terms, the casino is a safe, convenient and fun place for playing table games, slots, bingo, poker, and more. It also comes with a sports betting section, offering Finnish and international players virtually everything there is to offer. It provides an instant-play platform, as well as a downloadable casino client, both were internally designed, so it brings its customers a one-of-a-kind gaming experience. To ensure everyone’s satisfaction, the casino also hosts games by leading software providers like NetEnt, Microgaming, and others.
In addition, it supports multiple banking methods and accepts payments in two currencies, Euro and Swedish krona. Players who still hesitate to choose this casino should know that all of the online casino’s profits are distributed to various causes, non-profit organizations, and foundations that fund different social and cultural activities, environmental programs, youth and employment projects, and many more.
Software Providers
The casino has its own software which gives players the opportunity to play unique games that cannot be found anywhere else. They run in-browser, having fast, responsive, and user-friendly interface, while their graphics are beautiful and modern. Nevertheless, they are not better than the ones we have seen from big industry names such as Net Entertainment, for instance. All in-house developed games can be easily recognized by the distinct thumbnail with the casino’s logo. Along with the instant-play software, the casino has a separate program which can be downloaded and installed on computers.
There is also a nice collection of titles by leading developers of gaming and casino software. Unlike many other web-based casinos, the operator does not feature hundreds of games that may easily overwhelm you. Instead, it selects some of the best and most popular ones, so that players are given quality, not quantity. A nice example is the selection of NetEnt titles in the library of the casino, here we can find fan favorites such as Hall of Gods, Starburst, and loosely based upon the real-life Spanish explorer, Gonzo’s Quest. This is one of the largest suppliers of casino games and it is known for its amazing animations and fun slot features.
Another provider of high-quality software is Microgaming and it is also represented, with some of its most popular games. Titles such as Immortal Romance, Mega Moolah, and Tarzan are preferred for their great stories, stunning visuals, and of course, the opportunity to win the jackpot of a lifetime. In fact, Microgaming owns some of the slots with the highest progressive jackpots ever and players are able to try most of them.
The online casino works with several other gaming studios, including Playson, Evolution Gaming, and Ongaming.
Play Paf Casino Games
Available Games
The number and variety of games should be able to satisfy even the most demanding players, with online slots, lotteries and bingo, video poker, table games, and more. There is even a live casino which offers different games streamed in HD for those who prefer the authentic casino experience. As mentioned above, the casino also has plenty of sports betting options, including live betting and coverage of major sports events and tournaments.
All game categories are placed conveniently on the home page of the website – users can also find the hottest titles right now, as well as the top jackpots. Many of the games here are available in a Demo mode, which means that users are able to play them for free. This is often offered at online casinos because customers want to try games before wagering real money on them. The Demo mode can be played even without registration. Users need to know that some categories, sports betting and slots by select providers, for instance, cannot be accessed in all countries and in all languages. A useful, convenient functionality is the rating system which allows you to see which games are preferred by the players.
Along with the instant-play games, the casino also has a Casino Client which needs to be installed. With it, players can enter the Paf poker room where they can take part in different tournaments and play against other users.
Slots
The casino hosts a wide array of online slots – classic ones, video varieties, as well as a large number of progressive jackpot games. From virtual fruit machines to beautifully animated slots, players will certainly find something they like. There is a great diversity of themes and genres to choose from, including branded titles such as Guns N’Roses, Jack Hammer and Game of Thrones, which is based on the wildly popular HBO TV series.
Besides betting on traditional-looking 3-reel slots, players can also spin the reels of slots with gorgeous clear graphics and amazing sounds. Some of the most visually appealing games on the site are Elements: The Awakening, Jungle Spirit: Call of the Wild, Starburst, NRVNA, The Finer Reels of Life, EggOMatic, and reminiscent of the English fairy tale, Jack and the Beanstalk. They are more than just a real feast for the eyes – with their exploding symbols, extra spins, and multipliers, they create a fun atmosphere that will please anyone who has ever played classic slot games. Often, they are quite similar, after all.
Entertainment is great, but it is a huge jackpot most casino players look for. And this one happens to deliver, offering an impressive collection of slots with progressive jackpots. Customers can try their luck on massive hits like Mega Fortune, Hall of Gods, Mega Moolah, Arabian Nights, Divine Fortune, Cosmic Fortune, and Mega Fortune Dreams. Many of these feature jackpots of over €1 million, quite an attractive sum to win, especially on a slot game. There are also several jackpot games developed by the operator’s Game Studio, such as Cash & Carry and Cash & Carry: Shopping Spree, Lucky Star: The Voyage, Big Business, and many others.
In this section, we can also find extremely popular titles such as Avalon II, The Wish Master, Jackpot 6000, Mermaid’s Millions, Steam Tower, Thunderstruck II, Piggy Riches, etc.
| Logo | Name | Paylines | Free Spins | Wild Symbol | Scatter | Progressive |
|---|---|---|---|---|---|---|
 | Age of the Gods: King of Olympus | 25 | ||||
 | Global Traveler | 20 | ||||
 | Wings of Gold | 20 | ||||
 | Lucky Shot | 20 | ||||
 | Starlight Kiss | 30 | ||||
 | Love Potion | 9 |
Video Poker
Similarly to many other land-based and online casinos, at this virtual casino video poker games are among the most played. This category is considered by many a simpler, less demanding version of the traditional poker. While this may be true, depending on the player’s skill and experience, there is another feature that makes it so attractive to both novices and expert players, the chances for big winnings with only small bets at stake.
Here you can play All American Double Up, Joker Poker, Deuces Wild Double Up, and many more. There several jackpot games, as well, Friendly Joker Poker, Multihand Jackpot Poker, and Jackpot Joker Poker.
| Logo | Name | Software | Play |
|---|---|---|---|
 | Jacks or Better | Games Global | |
 | Joker Poker Video Poker | Playtech | |
 | Double Joker | Games Global | |
 | Aces & Faces | Playtech | |
 | 10's or Better Video Poker | Playtech | |
 | Jacks or Better | Net Entertainment |
Table Games
The variety of table games here is not as great as many players would want it to be and it depends on the country they are accessing the website from. Still, this category includes most of the games that are essential to every casino, with roulette, poker, baccarat, and one that’s been around forever, blackjack.
All these come in different variations and betting limits so that most players should be able to find a game suitable for their gaming routine and pocket.
| Logo | Name | Software | Play |
|---|---|---|---|
 | Genie's Hi Lo | Playtech | |
 | Super Fun 21 | Games Global |
Live Dealer Games
With its recently introduced Live Casino, the operator is trying to bring the same experience to online players that it delivers in its Åland-based casino and in the many establishments it operates on cruise ships. And it appears to be successful. The live dealer games powered by NetEnt and Evolution Gaming, which means players can enjoy an authentic live casino experience, as these are two of the world’s best gaming studios.
There are several roulette and blackjack games, as well as popular live poker tables such as Casino Hold’em, Ultimate Texas Hold’em, and Caribbean Stud Poker. Game sessions are broadcast in real time from professional studios and hosted by real croupiers, while users can bet against them or against other players. Of course, the Live Casino is accessible only after logging in.
Poker Games
This virtual casino has a special Poker section dedicated to all fans of this classic game. The Poker Room is provided by MPN, Microgaming’s poker network.
Users have two options to join MPN. They can either play in-browser or download the Client, which will allow them to open the poker room directly from their desktop. They can also choose to play cash games, tournaments, or Sit ‘n’ Go’s. Players who register at MPN and join the operator’s poker team will be able to visit live poker events around the world because the casino offers qualifiers where you can win a seat to a big tournament.
In addition, the casino offers a Poker Loyalty Program which starts with an impressive reward. The player also receives Reward Points whenever he or she makes a contribution to the pot.
Other Games
Beyond slots and table games, customers will be able to enjoy the nice sportsbook section which includes most of the popular sports today. Also, they can visit the Lotteries page on the website and play various lottery, scratch card games and a universal favorite, bingo.
There is also Power Keno, Hi-Lo Hunter, the Funky Monkey scratch card, and others.
Supported Devices
All of the casino’s games are instant-play, so users do not need to download special software for PC or Mac. A Flash plugin, Java software, as well as an updated version of your preferred web-browser, are necessary to open and play the games. This is a typical browser-based casino, except for the Poker Room, which is accessed via the MPN network. As explained above, the downloadable Client allows you to play online poker with just a click on the casino’s icon on your desktop. The software package can be downloaded from the casino site and the installation process is very simple taking just a few minutes.
Mobile players can access the casino from their phones and tablets by simply opening it in their browser. However, there is a separate Paf Casino App for iOS and Android devices, which guarantees full functionality on all platforms. Owners of iPhones and iPads can download the app for free from the website or from iTunes, while players whose phones run on Android can install it directly from the casino.
Many of the games and slots here are mobile compatible, so they work beautifully on touch screens. The iOS/Android app is ideal for players who do not want to miss any jackpot on their favorite game, as well as for those who prefer sports betting and need access to real-time scores and results.
Bonuses and Promotions
The current offer for your country is shown below. Always read the full bonus terms, including wagering requirements, expiry and maximum cashout, before you opt in.
Payment Options
The casino is a Finnish gambling operator but the island where it is based, Åland, is home to a Swedish-speaking community. It is, therefore, hardly a surprise that the casino accepts Euro and Swedish krona (SEK). Players can make payments through varying banking methods depending on the country they play from. Check current deposit charges and processing estimates, together with any withdrawal-frequency rules. Any fee should be assessed at its actual amount rather than described as nominal.
Players at the casino can deposit into their account balances using MasterCard and Visa credit/debit cards. The payment is processed via WorldPay, an online payment service, which brings a higher level of security to credit card transfers. However, MasterCard and Visa cannot be used for withdrawals from this virtual casino.
Another popular method for loading funds into the casino is via digital wallets such as Skrill and Neteller. Finnish players can also use online banking to make a deposit into their casino balance. They will need to have an account at one of the following Finnish banks: Nordea, Osuuspankki, Danske Bank, Ålandsbanken, Aktia, S-Pankki, or Säästöpankki. The transfer typically takes up to half an hour to complete.
Online banking services are available to players from Spain and Germany, as well. giropay is no longer available. German residents should check the current cashier and provider terms for other eligible payment methods. For Paysafecard, distinguish a prepaid-code deposit from an eligible account payout. Confirm which product the operator supports and how it will return a casino balance before depositing.
In most cases, e-wallets are preferred for both depositing and withdrawing funds from this virtual casino.
Players can also request their winnings to be transferred to their bank account. In this case, the processing time varies depending on the banking institution but usually, it is from 3 to 7 business days.
Another thing customers need to take into account are the minimum deposit and the minimum withdrawal requirements. The maximum deposit depends on the payment service provider. However, the casino does not provide information regarding any existing limits on withdrawals.
All Accepted Methods
| Banking Method | Deposit | Withdrawal |
|---|---|---|
 Bank Wire Transfer | ||
 MasterCard Credit | ||
 Visa Credit |
Customer Support
The casino is dedicated to providing its customers with a safe and reliable place to make bets. So, the customer support is extremely important, especially when it comes to an online casino of such great reputation. The support staff is available at almost any time of the day to answer all your questions and solve any issue with your account or with the games.
The casino supports several languages – English, Estonian, Finnish, Russian, Spanish, Swedish and Latvian. The site’s representatives can be reached by contact form or by phone and there are several phone numbers, including a UK number, although players from this country are not allowed. Unfortunately, there is no Live Chat at the casino, but you can expect a response within minutes if send your queries at [email protected].
The Helpdesk section of the casino also has a long, comprehensive FAQ page where you can find relevant information on important issues such as deposits and withdrawals, bonuses, games, etc. In addition, the casino features multiple articles on various topics from new slots introduction and details on the new promotions to gaming strategies and news about the latest travels of the Club Paf members.
Licenses and Restricted Countries
While the casino prefers to translate its name as “Play among friends”, it actually stands for Ålands Penningautomatförening, which means “Åland Slot Machine Association”. The operator is, in fact, a public association and has a license for gambling operations from the Åland Islands in Finland. It mostly welcomes players residing in 
, but it also accepts registrations from many other countries around the world.
However, due to legal restrictions players from certain countries and territories are not allowed to create accounts or to play for real money. Such countries are:
Afghanistan, Aland Islands, Albania, Alderney, Algeria, American Samoa, Andorra, Angola, Anguilla, Antarctica, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Bouvet Island, Brazil, British Indian Ocean Territory, Brunei, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Cayman Islands, Central African Republic, Chad, Chile, China, Christmas Island, Cocos (Keeling) Islands, Colombia, Comoros, Congo, Congo Democratic Republic, Cook Islands, Costa Rica, Cote d'Ivoire, Croatia, Cuba, Curacao, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Ethiopia, Falkland Islands (Malvinas), Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, French Southern Territories, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and McDonald Islands, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iran, Iraq, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Korea, Republic of, Kuwait, Kyrgyzstan, Laos, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macau, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Federated States of, Moldova, Monaco, Mongolia, Montenegro, Montserrat, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, Netherlands Antilles, New Caledonia, New Zealand, Nicaragua, Niger, Nigeria, Niue, Norfolk Island, North Macedonia, Northern Mariana Islands, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn, Poland, Portugal, Puerto Rico, Qatar, Reunion, Romania, Russia, Rwanda, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and The Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Georgia and The South Sandwich Islands, South Sudan, Sri Lanka, Sudan, Suriname, Svalbard and Jan Mayen, Swaziland, Switzerland, Syria, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, United States Minor Outlying Islands, Uruguay, Uzbekistan, Vanuatu, Vatican, Venezuela, Viet Nam, Virgin Islands, British, Virgin Islands, U.S., Wallis and Futuna, Western Sahara, Yemen, Zambia, Zimbabwe.
The casino is socially and environmentally responsible, but most of all, it tries to be responsible and honest towards its customers. In order to provide fairness of its games, the operator uses a random number generator which was certified by TST (Technical Systems Testing) in Canada. Also, the casino has a certification from the internationally accredited testing agency eCOGRA, which monitors gambling operators for fair gaming, player protection, and responsible conduct.
Players from Ohio are not accepted at this casino